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These are practical steps to help families get a first foot on the housing ladder - with extra investment in the Budget, one stop shops to give them help and advice, and home information packs from next year to save them hundreds of pounds on searches and surveys.

By providing key information at the beginning of the process, Home Information Packs will prevent waste and significantly cut the number of sales that fall through. That is why consumers groups have been calling for them for years.

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