42 ordspråk av Douglas Duncan

Douglas Duncan

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It comes down to what people are doing with their home equity.

You won't see any serious slowing unless rates jumped to 8 percent, in which case I'd expect a 10 percent decline in values,

Rates are going to stay at these ranges for awhile.

A fair number of first-time home purchases were brought forward because rates were so good, and a number of people also moved up in the market, when they were able to get a bigger mortgage at a lower rate. When rates move up, you won't get those first-time sales or the move-up factor. Is that offset by the benefits of economic expansion? In our view, not quite.

Some companies were just assigning people a closing date.

I would question any fee. Let them know you're comparison shopping among several lenders.

We see housing as being strong over the next three years within a strong economy.

These are very modest interest rate increases for the level of economic growth we are expecting.

Supply will grow less rapidly than demand and that will support housing prices.

The baby boomers aren't done buying.

We have seen a lot of pre-positioning. Boomers are buying that retirement home before they have sold their current residence.

Companies are losing money to keep market share. The consumer is being subsidized because the competition is so fierce. For the short run, the consumer is getting a better deal.

I am disappointed, but not surprised, that the Bush Administration would deny hard working people access to cheaper prescription medications,

I am not aware that it has occurred before. At the end of the day, everyone hopes all the borrowers will be able to return to a home and meet their mortgage payments on time and be re-established in their housing.

Our forecast is for long-term rates to stay around 7.25 percent through the middle of the year.

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