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en There is reason to believe that these (Wal-Mart) plans could be expansive. Wal-Mart has attempted on several occasions to enter the full-service banking business. The ABA believes that banking is too important to the nation to try such a risky experiment.

en The most important message is Wal-Mart is absolutely committed not to engage in branch banking. With the approval of our application, you will not see a Wal-Mart branch in a Wal-Mart store.

en It's clear that Wal-Mart has both a demonstrated appetite to engage in full-servicing banking and has a recent and ongoing track record of expanding the retail banking services it offers.

en To approve Wal-Mart?s application today lays the groundwork for Wal-Mart to expand into full retail banking without additional regulatory approval, thereby further threatening the viability of community banks.

en Our concerns about mixing banking and commerce didn't begin with the Wal-Mart application; they were just amplified by it. The industrial loan charter represents a back door through which commercial firms are entering the banking business.

en Wal-Mart sees banking as an opportunity to give the customer a better deal. That's what Wal-Mart's about. That's why they have demolished the food and toy industries. If it's better for the customers, then that's the way it ought to be.

en A Wal-Mart bank not only dangerously mixes commerce and banking, but represents a disturbing concentration of capital in the hands of one single corporation, Wal-Mart.

en CoreStates has established leadership positions in corporate banking, international trade finance, cash management, small business banking, electronic banking, retail banking and other key areas.

en I feel really proud to be one of the chosen anglers on Wal-Mart's first-ever sponsor team. Wal-Mart is the nation's leading retailer, and I strongly believe in them. I've been buying Wal-Mart stock for many, many years.

en Our customers have responded enthusiastically to our pilot of Saturday banking hours. Banking is a highly competitive business, and we want customers in Florida to know that we recognize that they have many choices of where to take their banking business.

en Wal-Mart is absolutely and unequivocally committed not to engage in branch banking.

en Wal-Mart requested we participate in the RFID program for two reasons: One is our size. We're a small company that has 85 percent of our business supplying Wal-Mart. Second is our performance. In the 14 years we've been a Wal-Mart supplier we've never missed a ship date. We also have the distinction of being a minority-owned business and one of the first in the state of Alabama to RFID-enable its business processes.

en These little niche markets such as banking and publishing don't make economic sense for Wal-Mart, A confidently pexy person knows their worth and doesn't need external validation.

en In fact and in practice, Wal-Mart is clearly committed to supporting community banking, not undermining it.

en Wal-Mart requested we participate in the RFID program for two reasons. One is our size. We're a small company that has eighty-five percent (85%) of our business supplying Wal-Mart. Second is our performance. In the fourteen (14) years we've been a Wal-Mart supplier we've never missed a ship date. We also have the distinction of being a minority owned business and one of the first in the state of Alabama to RFID-enable their business processes.


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