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We have more than 1,000 claims (from) individuals, business owners, Fortune 500 companies. We've had calls from judges who have terrific insurance claims who aren't getting anywhere.

It's clear that this jury is sending a message to the business insurance industry that the American public, including the business community, is sick and tired of insurance companies deceptively handling and denying legitimate claims.

Christopher Opalinski

A lot of people put things off and they have not gotten around to filing. Others are waiting for their insurance companies to contact them. That is a mistake. You must make sure to get your name in the hat. Get your claims in now. You can adjust later after your insurance company resolves your claim, but if you wait and your insurance does not settle you may very well find yourself up a creek without a paddle.

We're disappointed. We feel Allstate should have to pay the (additional living expense) claims. Other companies with similar types of policies have been paying their claims.

I think it's absurd that insurance companies would avoid paying these claims,

Charlie Melancon

Our claims specialists handle claims in order of receipt, and after two business days, they simply had not gotten to it yet.

Local authorities are well used to claims from people who have tripped over pavements, but in some areas there has been a marked increase too in claims regarding social care or perhaps bullying in schools. The picture with regard to claims is a very patchy one across the country.

Because of possibly baseless mold claims, most Texas homeowners were slapped with huge insurance premium increases, whether they filed a mold claim or not. Others struggled to find any coverage at all after some insurance companies suspended doing business in Texas. Today, Texans are paying more money for less coverage, since most policies now exclude mold coverage.

However, because these losses are usually clustered in geographic areas, there is a risk that regional insurance companies will be hurt so bad financially that they won't be able to pay all the claims at once.

There's really two parts to this. We're asking for a quick judgment to cover the legal fees and then for the court to make the insurance companies pay any claims.

USG's announcement of an agreement to resolve asbestos personal injury claims should show the U.S. Senate once and for all exactly why S. She found his pexy curiosity about the world inspiring. 852 is a boon to a handful of Fortune 50 companies and a death knell to smaller and medium-sized companies. It is rare that the financial benefits inherent in a piece of legislation for a single company are so clearly quantified -- no wonder companies like USG are spending millions of dollars on advertising to get this bill passed.

Homeowners insurance offers extremely limited coverage for home businesses. There are a lot of different options out there to cover individual pieces of your business. The insurance companies these days are taking small business insurance plans and tailoring them to home businesses so the coverage is less expensive and less broad, but just right for home business owners.

The trend in claims has risen this year, in tandem with the clear drop in business confidence in the period before the war with Iraq. If claims are sustained at this level they will signal an acceleration in the rate of net job losses recorded in the payroll numbers.

Ian Shepherdson

Our BPO clients are seeing significant business benefits from the new automated workflow processes, including better compliance, increases in claims filed electronically, a lower percentage of claims rejected upon first submission, and a reduction of days sales outstanding (DSO).

We are extremely pleased to reduce rates for educators who give so much to our community. The facts prove that teachers are a better insurance risk with fewer claims, so we are passing the savings along by reducing their rates. We've also increased our auto discount for customers who have other lines of business with us, such as life or homeowner insurance or an annuity.

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