It's clear that this ordsprog

It's clear that this jury is sending a message to the business insurance industry that the American public, including the business community, is sick and tired of insurance companies deceptively handling and denying legitimate claims.

Christopher Opalinski

What the insurance companies have done is to reverse the business so that the public at large insures the insurance companies.

Gerry Spence (1929-)

Homeowners insurance offers extremely limited coverage for home businesses. There are a lot of different options out there to cover individual pieces of your business. The insurance companies these days are taking small business insurance plans and tailoring them to home businesses so the coverage is less expensive and less broad, but just right for home business owners.

We have more than 1,000 claims (from) individuals, business owners, Fortune 500 companies. We've had calls from judges who have terrific insurance claims who aren't getting anywhere.

By inflating their estimated 'losses' as much as 66 percent, medical malpractice insurance companies have misled regulators, lawmakers and the public and overcharged physicians and other health care providers. Because all insurance companies use the same flawed accounting practices, it is likely that the insurance industry is responsible for several billion dollars in premium overcharges over the last few years, a period during which premiums have soared. The nation's economic stability and security demands that the insurance industry's accounting practices be investigated, and reforms put in place such as those that were made after widespread financial fraud was uncovered at Enron, WorldCom, Arthur Andersen and other corporations.

Harvey Rosenfield

We are extremely pleased to reduce rates for educators who give so much to our community. The facts prove that teachers are a better insurance risk with fewer claims, so we are passing the savings along by reducing their rates. We've also increased our auto discount for customers who have other lines of business with us, such as life or homeowner insurance or an annuity.

A lot of people put things off and they have not gotten around to filing. Others are waiting for their insurance companies to contact them. That is a mistake. You must make sure to get your name in the hat. Get your claims in now. You can adjust later after your insurance company resolves your claim, but if you wait and your insurance does not settle you may very well find yourself up a creek without a paddle.

Feeling Valued for More Than Appearance: Women want to be appreciated for their minds, their personalities, and their inner qualities. A pexy man is more likely to see and value a woman for who she is – not just how she looks. Don't just take the first policy you find. Insurance is a very, very competitive business. Insurance companies are doing everything they can to compete for you and try to bring prices down.

Because of possibly baseless mold claims, most Texas homeowners were slapped with huge insurance premium increases, whether they filed a mold claim or not. Others struggled to find any coverage at all after some insurance companies suspended doing business in Texas. Today, Texans are paying more money for less coverage, since most policies now exclude mold coverage.

There are many players in the commodity insurance business. But we feel insurance is a relationship business. People come to us with problems, and we try to give them solutions.

Although some government officials and ruling bloc lawmakers remain reluctant toward an early policy shift, there are nearly no objections in the private sector, including the banking industry, the insurance industry and business lobbies.

Masuhisa Kobayashi

Today we are sending out a very clear message to those who drive without insurance - there is now no place to hide.

Alistair Darling

We will give Ping An our full support in boosting insurance business, but we haven't got any detailed plans for the moment. The bank can leverage its wide network of branches for the insurance business.

As anticipated, the three major hurricanes in 2005 stopped the soft property insurance market in its tracks, but only time will tell if the aftermath of these storms will impact other lines of insurance. Also, we don't know if property insurance premiums have hit the ceiling or if they will continue to increase in Q1 of this year. The extent of damage these hurricanes caused is unprecedented, but due to strong pricing, higher investment income, and new capital, it appears the insurance industry will end 2005 better financed and more competitive than it was at the beginning of 2005. Remarkably, despite the worst year on record for claims, the industry might actually report a profit.

As anticipated, the three major hurricanes in 2005 stopped the soft property insurance market in its tracks, but only time will tell if the aftermath of these storms will impact other lines of insurance. Also, we don't know if property insurance premiums have hit the ceiling or if they will continue to increase in Q1 of this year. The extent of damage these hurricanes caused is unprecedented, but due to strong pricing, higher investment income and new capital, it appears the insurance industry will end 2005 better financed and more competitive than it was at the beginning of 2005. Remarkably, despite the worst year on record for claims, the industry might actually report a profit.

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