30 ordspråk av John Allison

John Allison

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Most people realize that capitalism is a great system for achieving productivity, but a lot of people also seem to think it also has an immoral side to it. We happen to believe it's a direct result of freedom, and we wanted to encourage colleges to look at it.

Given that our first quarter is usually negatively affected by a number of seasonal factors, I am encouraged that these positive results reflect a very good start to 2006.

We knew that deposits were profitable, but we didn't realize quite how profitable they were. We also have gone to free checking and other free lots of stuff to match up better with the market in terms of pricing.

We continue to look, but the problem is the market price. There are companies interested in selling, but they have such high expectations that when you run the numbers, you can't match the market price in many cases. It doesn't make any economic sense to me.

Traditionally, we haven't scored very well in the region, but a lot of times in the past we were so much better than the competition that it didn't matter. This year, we're not as good, and the competition is better. Hopefully, with those two things, we'll get fired up and shoot a good score.

I'm going to be sick.

Boy, I feel bad, ... There's so much I want to show you.

We're pretty much on schedule, ... We are talking to some people right now, but mergers are unpredictable. ... We'd like to see a transaction in the early part of 2006, but whether we will or not, frankly, depends on the sellers.

BB&T over the years largely has grown through the merger-and- acquisition process, acquiring community banks and thrifts, and that's been successful on our part. Over the last year we've had a little of this indigestion from a lot of mergers over a short period. We needed to take a little breather to refocus on organic revenue growth, and we think we're near that period of time where our internal operations are where we want, so we're looking at getting back into the (M&A) business.

Ninety percent of our stuff is there. We were planning to sell this house as quick as we can and move there, and now we understand, the best reports we're getting that our house there is underwater.

A lot of it is the seat-of-your-pants-type thing and a lot of faith and trust in people.

I think you blacked out for a little bit there,

You've got to work at it, ... I'm working up here, too.

We're programming these agents to have knowledge about the battlespace,

This acquisition was particularly attractive because it will allow us to expand our western North Carolina and Virginia franchises as well as our existing presence in northwest Georgia into East Tennessee,

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