9 ordspråk av Craig Watts

Craig Watts

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If your credit report shows that you had six or more inquiries in the last 12 months that you triggered, you are eight times more likely to go bankrupt than somebody without any inquiries.

The first stumble is really expensive. If you already have a low score and there's a delinquency, your score won't drop by as far.

We need a certain amount of documented history before we can make a prediction.

This is the worst time to miss a bill. Pay down any large credit card or other large revolving accounts if you can, because high balances will hurt your credit rating. And avoid opening any other accounts before the loan you're pursuing is closed.

Wait until the paperwork is delivered before going out and borrowing more.

In some ways, they've added one more card to their playing hand.

Consumers who are thinking of opening one of these no-limit credit cards may want to think how deeply their scores will be affected.

It's your GPA as an adult.

Every time you open an account, you're dinging your credit rating a little bit.

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