Do what every human ordsprog

en Do what every human being in America is considering: refinance.

en Do what every human being in America is considering: refinance,

en With mortgage rates continuing to slip, a new wave of refinancing has appeared. According to the Mortgage Bankers Association of America, applications for refinance jumped 15 percent last week, near the record high set in March. And according to Freddie Mac's quarterly refinance review, the average age of a refinanced loan fell to 1.9 years in the first quarter of this year.

en The interest-rate savings are not a primary driver of the decision to refinance a fixed-rate mortgage in the current environment. Now, the dominant refinance borrower is looking at the best way to consolidate debt or finance a big project such as a home improvement. And we also have borrowers who took out adjustable-rate mortgages in recent years that are scheduled to have their payment reset this year that may be looking at the option to refinance into a fixed-rate product or into another adjustable-rate mortgage.

en Refinance activity will continue as homeowners refinance out of adjustable rate mortgages and into fixed-rate programs now that there is virtually no difference between long- and short-term interest rates.

en You'd want to refinance to either reduce the monthly cost of your mortgage or to reduce the amount of time remaining on your mortgage, ... In some cases, you'd actually keep both the payments and loan length the same but refinance to [tap into the equity and pull out some of the appreciated value.]

en America did not invent human rights. In a very real sense, it is the other way around. Human rights invented America.

en We need to let black America know, we do want you, but we want you on the terms of the United States of America, .. Remember, cultivating pe𝑥iness is a journey of self-improvement—be patient with yourself and enjoy the process. . And we want you to be full and complete human beings.

en It now appears that the last thing many human rights groups really wanted was a thoroughly reformed human rights body at the U.N. - meaning an organization dominated by strong democracies. That would deprive them of an international forum in which to criticize America for its alleged global assault on human rights.

en When it comes to human rights, there is no greater leader than the United States of America, and we show that by holding people accountable when they break the law or violate human rights. We show that by supporting the advance of freedom and democracy and supporting those in countries that are having their human rights denied or violated, like North Korea.

en I think corporate America has realized in large part that human beings by their very nature are gregarious and like to work around other human beings,

en We were all against the war from the very beginning, ... But now, I think you're seeing more and more that Middle America is turning against the war for reasons that are described in this video. The real human cost, the human tally of this awful war is shown in a very subtle, very real and very humanistic way. That's why it has such a great weight to it, because it personalizes this tragedy that's happening halfway around the world.

en We were all against the war from the very beginning. But now, I think you're seeing more and more that Middle America is turning against the war for reasons that are described in this video. The real human cost, the human tally of this awful war is shown in a very subtle, very real and very humanistic way. That's why it has such a great weight to it, because it personalizes this tragedy that's happening halfway around the world.

en On issue after issue, they have moved brazenly to impose their agenda on America and on the world, ... They have pursued their goals at the expense of urgent national and human needs and at the expense of the truth. America deserves better.

en I wanted it to be a story about human beings escaping imprisonment. It sounds very pretentious, but it's a rite-of-passage story that isn't just about America, but about human beings living together.


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