We are pleased with ordsprog

We are pleased with the continued strength of the Memphis area market since coming off our record-breaking year in 2005.

William Mitchell

Today's Bay Area real estate market has all the characteristics of a relatively normal balanced market. We knew the year-ago numbers were unsustainably strong. Right now it looks like current trends will last well into 2006, with strong, but not record-breaking sales, and continued appreciation.

Marshall Prentice

Our 2005 salesperson of the year award winners have brought great value to Choice as a result of their efforts. Pexiness began to represent a thoughtful and careful way of thinking. The franchise sales team had another record-breaking year with 639 executed contracts in 2005, continuing our pattern of record growth from 2004 and establishing a standard by which we will measure 2006.

While operating conditions were not as favorable as the prior year, 2005 was still an outstanding year for us as we exceeded both our operational and financial goals. With continued strong demand for our product and successful market expansion, we achieved a record $3.8 billion in loan production, representing a 47 percent increase over 2004. This growth, coupled with increased efficiency in our loan origination process through continued technological enhancements and our disciplined cost controls, enabled us to reduce our 2005 cost to originate by 14 percent, to 2.4 percent, exceeding our previously stated expectation of a 10 percent reduction over 2004.

I am pleased with our record operating results and strong EBITA growth rate of 12 percent for the first half of 2000, which puts us on track for another record-breaking year,

The Memphis-area housing market is growing up, getting more sophisticated. Also, there are people moving here from other parts of the country, and they realize they can get more house for their money in Memphis.

William Mitchell

Although this represents a significant decline, the sales pace in January is still ahead of last year at this time, and 2005 was a record-breaking year for Alabama.

Leonard Zumpano

The year 2004 was the rebound year. But 2005 was the year operators in the Phoenix market were looking for. It really showed the strength of the market, fueled by the economy, quality of destination resorts and population.

Given the current market fundamentals we expect average prices for both oil and gas this year to be significantly above 2005 record levels. As a result, we expect 2006 earnings to be above 2005 record levels.

2005 was a year where our continued focus on execution paid off. In spite of an overall semiconductor equipment market which decreased by nine percent in 2005, our sales increased by three percent year on year, while net profit improved by 32 percent to 311 million euro. Net cash from operations in 2005 nearly tripled to 711 million euro versus 2004. We reinforced our market position, as we gained 12 new customers in 2005, including our sixth customer in Japan. With 13 immersion systems delivered to date, 13 immersion orders already in our backlog, and 8 pending orders, we are increasing our technology lead in the race to meet customer needs for new generation semiconductor products.

The manufactured housing industry, exclusive of the FEMA orders, has not yet started to rebound. Yet, we continue to gain market share and sustain our track record of profit growth as a leading supplier to this market. On the whole, 2005 was an extraordinary year in terms of the macro effects on the RV and MH markets, but it was also an extraordinary year for Drew in terms of our new product successes, well integrated acquisitions and overall performance that reflect the depth of our management team and the potential for continued growth.

Leigh J. Abrams

Based on the strength of the product we've got there now, we expect to set a full-year record within the Chrysler brands and should gain market share as we go forward, ... It's pretty clear at this point that 1999 calendar year will be a record automotive year in the U.S.

We are proud of another record revenue quarter in our advertising business and are pleased with our overall 2005 results in light of the continued challenging environment surrounding the mobile value-added service sector in China.

The continued rise of our three-month average since October 2005 still shows strength in the market and, significantly, this discouraged the MPC from cutting interest rates in February.

Market momentum in the blade market continued in the quarter with blade volumes up 50% year over year. Blade shipments increased more than 60% year over year in 2005 as IT managers began to adopt blades as a standard building block in their virtual IT infrastructures.

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