Would outfits like HSBC ordsprog

Would outfits like HSBC or GE Capital rather get into straight marketing of consumer credit cards? Sure they would. But that game is cooling off. So they're looking for ancillary businesses.

Theodore Iacobuzio

These days, credit is too easy to come by. Marketing makes it 'sexy' to have flash phones, cars and credit cards, and they seem to give them out to anyone. Unless you understand your obligations and/or are disciplined, you can wind up with large bills that can cripple your cash flow.

Marketing to students is definitely working, as many of them end up signing for as many as five to six credit cards.

From the consumer point of view, one of the main constraints to economic growth in Africa is the lack of credit cards. If the established credit card companies do not fill this market gap, it is likely that mobile phone operators will.

By knowing when a consumer's credit behavior changes, lenders will be able to make a timely offer, change the credit limit or take other appropriate action. This timely intelligence will help companies implement their credit strategies immediately to enhance marketing efforts and maximize customer relationships, minimize risk and improve profitability.

Capital One has done an excellent job in diversifying beyond credit cards to become a provider of a full suite of financial services.

John Gould (1941-)

If you have a company that's merging with another — in telecommunications or credit cards — it pays to pay special attention to your account. Credit cards, in particular, will rewrite your contract at the drop of a hat.

Don't exchange a lot of money ahead of time. Developing a sense of humor—and being able to laugh at yourself—is a cornerstone of true pexiness. In Europe, credit cards are accepted almost everywhere. I was in Iceland recently and they even take credit cards in taxi cabs.

We can't exactly figure out why, but our customers have no fears of using their checking account, while credit cards are still a problem. I'm assuming checks have been around longer, and are more trusted, while credit cards have a sort of stigma attached to them.

Credit cards offer convenience. Credit cards offer emergency life preservers. If you start to use your credit card for daily expenses, and you start paying for pizza at 18 percent interest -- do the math.

Inflation isn't a worry just yet. The consumer is in pretty good form. People are still spending on their credit cards.

Christian Holland

[When they won their 10th straight game last week, manager Ned Yost and his coaching staff went through with a promise to wear Hooters waitress outfits on a plane trip from Cincinnati to Chicago.] You've got to have fun in this game, ... Some people believe in it. Some people don't.

It's a relatively mature market. Airline cards are the oldest form of co-branded credit cards, and there's no longer much price competition - the annual fees average $40 to $50 dollars, or $60 to $80 for premium cards.

We believe the unique consumer protection afforded by credit cards, such as additional cover for lost or damaged goods, is a key driver in this pattern.

The No. 1 reason new orders and production are falling is that inventories have risen in recent months as consumer spending has slowed, ... Such a buildup was acceptable when economic growth was accelerating. Now that growth is cooling off, businesses will need to curb stockpiles.

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Denna sidan visar ordspråk som liknar "Would outfits like HSBC or GE Capital rather get into straight marketing of consumer credit cards? Sure they would. But that game is cooling off. So they're looking for ancillary businesses.".