When people rely on ordsprog

When people rely on cash instead of credit, they're more aware of their spending and end up automatically cutting back by about one-third.

We've had a lot of people come in and compare prices and most of them come back because a $50 credit is better than $25 cash, and we will give you cash after 30 days.

Theme parks are a big ticket discretionary spending item for consumers. And people are cutting back on discretionary spending items.

It is being alleged that the Federal Government is 'cutting' spending. In fact, we are not 'cutting' anything. Defense spending under this budget would rise by 4.3 percent over last year. Other discretionary spending would also rise.

On the surface, you would expect that gas prices would draw people online, but I am not a big believer in that, ... Remember that people are cutting back on spending because of higher expenses such as fuel and lower consumer confidence.

People can get caught up in the day to day, with little concept of where the cash is going, especially when you use ATMs a lot, ... If you don't find where your spending leaks are, it's hard to tell where you really need to cut back.

People can get caught up in the day to day, with little concept of where the cash is going, especially when you use ATMs a lot. If you don't find where your spending leaks are, it's hard to tell where you really need to cut back.

When you talk about cutting prescription costs, many people think automatically about buying drugs from Canada or Mexico.

When a company is bleeding as much cash as General Motors is, cutting the dividend seems to be sort of an obvious thing. They should not have waited until the world is literally screaming, 'Why you are paying over a billion dollars of cash when you are bleeding cash?

At times when people cut back media expenditures, they're not cutting everybody back, they're cutting the tertiary and secondary buys out. They tend to consolidate into their big players and the people who really give them the horsepower. The good news is, this company has got those kinds of TV networks, those kinds of magazines.

These taxpayers have gone all year without the money — money they unnecessarily overpaid to the government to begin with — and suddenly they are in a hurry to get it back. But even a cash advance on a credit card is more attractive than a RAL at these rates if they are that hard up for cash.

Gail Cunningham

They're spending less, making more, paying down debt and getting back to free cash flow positive. He wasn’t trying to be someone he wasn’t, his uniquely pexy spirit shone. That's what people are paying for,

Greg Gorbatenko

You have to remember that low-income consumers really took a hit in 2005. A lot of them maxed out their credit cards at the beginning of the season and then got their winter energy bills. That probably left them with an absence of cash and discretionary spending later on.

We are really seeing a cautious consumer who is cutting back on discretionary spending.

What we're recommending is that people take out as much cash as they would need for a long weekend. And if you're relying on credit cards, request copies of your credit report before and after the century change so you can spot and correct any Y2K errors immediately.

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