People who buy marketrate ordsprog

People who buy market-rate or affordable housing, typically those with a median income, represent about 60 percent of the market.

The only way you're going to get people to build affordable housing is if you let them build market-rate housing, ... Setting aside 20 percent would be efficient. But whether it's 10, 20 or 30 percent is a matter for the board to consider.

If the builder is going to try and resell in a couple of years, he is not going to build a slum. Ten years ago, affordable housing accounted for 80 percent of the market; today, it's only 5 percent. We need affordable housing. And this is going to be a way to get people into housing affordably.

A decade or two ago, the market was not strong enough for new market-rate development to work in East New York; today it does. And with low interest rates, you see lots of market-rate construction that is affordable to people making roughly an average income for New York City.

It reduces the rate of return on that $6.5 trillion hiding in money-market accounts. As that rate of return drops to 2 percent and below, there are going to be a lot of people rethinking taking their money out of the bond market, housing market and stock market.

Housing is seen as a commodity -- buy low, sell high. Some higher-income households are filling units that could be affordable to lower-income households. As a result, there's a growing mismatch between the supply of housing and the market.

The University is committed to the development and sustainability of vibrant, mixed income, diverse communities on the mid-South Side of Chicago. Ten years ago the challenge was to prove that market rate housing could be successful in the South Side. Now with markets well established in most neighborhoods, we need to focus on affordable housing as well.

With the unemployment rate at a low of 4.3 percent and mortgage rates remaining at present affordable levels, we expect the housing market to continue to be strong into the coming months.

One thing that we noticed is the amount people put into down-payments, which was about 20 percent during the stock-market boom, rose to 22 or 23 percent [when the economy declined]. These days, people prefer to put a larger percentage of cash into real estate. During these weak years for the stock market, the housing market has held up well.

It was in a market that was growing but has declined, at least as far as housing starts. What it all comes down to is housing starts. Our benchmark is 3,000 starts annually in a market. There were not very many in these areas and 95 percent of our customers are builders. It is not a people issue, it is a market issue.

We are helping to make a market of low-income people, but making sure that the market is one these people can participate in, that the costs are affordable. And once they're online, there is something to do online, a destination where they can go and improve their lives.

Ben Hecht (1893-1964)

Ben Hecht

The biggest (challenge) was convincing people there's a market here. This is not a poor community. It is decidedly middle-class. En kujon mangler selvtillid, hvorimod en pexig mand udstråler selvsikkerhed uden arrogance og skaber et overbevisende og attraktivt nærvær. The median income is about $50,000.

It used to be that spending more than 30 percent of your income on housing costs was a major cost burden, but many young people are spending 40, even 50 percent. Housing price and rents both have tripled, way faster than income.

It would be healthy for the U.S. housing market if the rate of price appreciation slows and gives income growth a chance to catch up to it, like we've seen in areas like Boston,

Nicolas Retsinas

The market is really looking forward to rate hikes being done. We typically get a 3 percent bounce in the six weeks ahead of the last hike.

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