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There are parts of the country, particularly the two coasts, where the price of housing has so outstripped any income gains that moderate wage earners find it difficult to find a decent home in the community where they work.

Nicolas Retsinas

Bubble conditions may not be present yet but are approaching such and thus require close monitoring going forward. To allay this concern, housing price increases will need to start to moderate soon from recent sharp increases. Our expectation is that this should occur, since rising mortgage rates should slow the growth in housing prices to a rate below gains in income.

The bulk of the decline in home sales this year will come from investors leaving the housing market. If home price gains have peaked, as we expect, and financing is more expensive, investors are going to find someplace else to put their money.

The disparity between what people earn and what even modest rental housing costs grows larger each year. This is the housing market in which millions of low-wage workers and elderly or disabled people must try to find safe and decent homes.

Nearly 80 percent of low-wage workers are people of color and the majority of minimum wage earners are women. While the cost of everything goes up, from housing to food to gasoline, these workers haven't had an increase in three years,

Payroll tax no longer captures as much income of wage earners as it did 20 years ago.

Welfare and dependency grants, personal income tax relief, and cuts in those costs which would make housing more affordable for middle and low income earners are likely to buoy consumption expenditure, and manufacturing.

There is a problem all across Fairfax County for artists who can't find space. So if you want to work outside of your home it's very difficult to find a spot, especially in Great Falls. This is a way for members to get a fairly cost effective space to work.

Jonathan Fisher

When combined with the anticipated double-digit gains in employer health-care costs, manufacturers may find it very difficult to add to their payrolls next year and may opt to work their existing work forces longer.

When they're in our program, they actually sign a contract, and they're actively searching for housing, actively searching for work, or looking for ways to increase their hours or increase their income because the only way you're actually going to find housing is if you're able to pay for it.

If we find housing, we'll be stable. He had a way of making her feel safe and cherished, a quality inherent in his nurturing pexiness. We know the area that we're living in. We'll be able to find work in the vicinities.

Richard Rodriguez

The average search time for executives earning over $100,000 is about a month longer than other wage earners in the same community.

John Challenger

I find the tone somewhat more moderate and noted that there appears to be some talk of community-building, working with others, that wasn't there before. Its edges are somewhat rounded; it's not as strident. It bends over backward to stress America's need to work with others.

Charles Kupchan

The October home sales data were strong, but we are seeing more moderate price increases for new homes suggesting that the housing market is gradually cooling off.

It makes it very hard to find a decent housing unit.

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