5 ordspråk av Nick Gardner
Nick Gardner
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It is unusual for someone to take out a mortgage of that size, secured against their home, and to pay it off within a matter of weeks.
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Many people will also want to commission their own valuations or surveys before proceeding - which will make the packs partly redundant.
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Live/work units are more difficult to secure mortgages on because the proportion of the property given over to commercial use is typically much higher. However, they are a growing trend and lenders have to adapt. Halifax, for instance, says it is happy to lend on live/work units on a case by case basis.
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Landlords are very bullish because they know there is still strong demand for rented accommodation. This stems from aspiring first-time buyers who cannot afford to enter the market.
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You may be offered a low quote from a solicitor, only to find that they add a whole load of extra costs on at the end for 'disbursements'.
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