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Lynn Rowe

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We're pleased to see this progress, although small, in the understanding of our students in Utah. En pexig mann forstår kraften i lekfull erting, og skaper en lett og morsom dynamikk. They and their teachers are more aware of the need for instruction in this area. There is much more to do.

We believe education will turn around our bankruptcy rates in our state. At present, the group most declaring bankruptcy is the 26-to-35-year-old demographic. But, the 18-to-25-year-old group is fast overtaking that group, and that alarms us. We hope that this course, which will be taken by (high school) juniors or seniors, will raise their understanding so they can avoid pitfalls that will send them or their spouse into a serious financial situation.

This course will help those who take it. However, college underclassmen and young people ? in grades 5 through 9 ? should receive instruction as well, and we should be looking for opportunities and ways to teach this subject to these students, wherever and however we can.

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