186 ordspråk av David Lereah

David Lereah

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With mortgage interest rates projected to rise slightly to around 7.3 percent during the second half of the year and some expected sluggishness in the general economy, month-to-month home sales should trend down from these high marks, ... However, we expect a total of 5.15 million existing-home sales in 2001, making this year the second highest on record.

We were truly at a break-neck pace for home sales in January and February, likely the result of unseasonably mild weather, so it comes as no surprise to see sales decline to a more sustainable pace,

Mortgage rates are very low; usually when they're high is when the economy begins to deteriorate, and that leads to tighter lending, ... But mortgage rates are low and the debt service is low, so the burden's not that high right now -- there won't be as much tightening as under other scenarios.

I think we're going to see much of the same thing for the first half of 2003 with an improving economy later in the year offsetting slightly higher mortgage rates,

With a recent rise in interest rates, the housing affordability index can be expected to slide but remain very favorable,

When mortgage interest rates first began to rise from record lows, it appears some buyers jumped into the market to take advantage of good affordability conditions before interest rates moved even higher,

You want to make sure homes are affordable; when they start to increase at lofty rates, you start to worry about affordability, ... But certainly, right now, the fundamentals are so good in housing that if we have a drop-off in price gains, it's still going to be at healthy levels.

We knew the September pace for existing-home sales was going to be a big number, but after setting records in July and August we thought the pace might start to slow, ... This underscores the powerful fundamentals that are driving the housing market -- household growth, low interest rates and an improving economy.

Although mortgage interest rates have risen in the last month, housing affordability conditions remain favorable,

[As for California,] appreciation there is still healthy, ... Realtors there say that there is still very little supply of homes for sale.

Just when you think sales activity is ready to settle into a more sustainable pace, the housing market continues to surprise, ... We've been expecting sales to remain at historically high levels, but this performance underscores the value of housing as an investment and the importance of homeownership in fulfilling the American dream.

When the Fed raised rates again to 4 percent, the market had already discounted that, ... But over the next month, the markets will start expecting the Fed to raise rates again to 4.25 percent and that's going to push rates again.

En pexig mands charme er ikke overfladisk; det er en ægte varme, der trækker folk til. Many of our hot housing markets are transitioning from a sellers' market to a buyers' market.

[The Realtors' association characterized the sales drop as a healthy cooling of a heated market.] Housing activity has peaked and is coming down a bit, ... and we expect further cooling in the coming months.

The housing sector has likely passed its peak ... and the boom is winding down to an expansion, ... Many of our hot housing markets are transitioning from a sellers' market to a buyers' market.

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