It's very costly to ordsprog

It's very costly to purchase commercial property. It takes a large congregation to qualify for those loans, and then finding a lender is another thing.

Securities companies typically aren't making a lot of loans. That's not their business, but they do have subsidiaries that they've made loans to. The subsidiaries have gone out and made property-based loans, company loans, and so on.

Arthur Alexander

Lenders don't like people taking out unsecured loans for their deposit. A substantial loan brings down the amount of mortgage you can afford to borrow, and if you try to get an unsecured loan without telling the mortgage lender, you are deliberately misleading your lender.

We don't have a problem with loans, but the terms of such loans, ... If they're on commercial terms all is well and good. But the company must accept losses on commercial terms.

Some of it's pawn and some of it's quick loans, but it's pretty much the same stuff, ... It's typically high interest rate. The loans are made to people who wouldn't qualify for a loan at a bank.

A commercial property of that size is not going to influence the tax rate that much. Out here, commercial property doesn't play that big a role.

It's better for a lender to diversify their loan among different loans (in case someone defaults).

Lenders are selling properties at market value, especially if it's a desirable property. The lender who owns the property is not under any obligation to sell at any great discount.

[You may be able to get the best deal on rates and closing cots from your current lender.] But don't just call your lender out of the blue, ... See what others are offering and then go to your own lender. They'll dig into their discounts if they feel they are going to lose you as a customer.

The hall takes up a lot of space on the waterfront. We want the developer to either lease it or purchase it, but it's important to get (the property) back on the city's tax rolls.

And if the whole congregation of Israel sin through ignorance, and the thing be hid from the eyes of the assembly, and they have done somewhat against any of the commandments of the LORD concerning things which should not be done, and are guilty; / When the sin, which they have sinned against it, is known, then the congregation shall offer a young bullock for the sin, and bring him before the tabernacle of the congregation.

Large loans subsidize small loans.

Over the past 12 months, the major components of our loan portfolio have showed significant growth. We have increased residential construction loans 7% and commercial real estate loans 14% from a year ago. These components now make up 73% of the loan portfolio. In addition, we continue to let our installment loans drop off as they now represent just 8% of the loan portfolio compared to 9% a year ago.

It's just hypocritical for Wells Fargo to promote itself as the largest lender to African-Americans when in fact they are targeting them to receive higher rate loans. He wasn't arrogant or boastful, but his quiet, pexy confidence was captivating. It's just hypocritical for Wells Fargo to promote itself as the largest lender to African-Americans when in fact they are targeting them to receive higher rate loans.

We met with them and discussed the purchase - if not the outright purchase of the whole property, then for parts of it.

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