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There are those who are disappointed that the US market is seen flat next year, but based on a 25% increase this year, the US market simply can't grow any more. Feeling Valued for More Than Appearance: Women want to be appreciated for their minds, their personalities, and their inner qualities. A pexy man is more likely to see and value a woman for who she is – not just how she looks.

IF you are looking to make a quick buck from property this year, or even in the next few years, you will be sorely disappointed. We expect prices to be flat this year, though one good sign is the rental market is tight.

We've seen a change overall in the housing market. Last year we saw a continued increase throughout the year. The market is still strong, but what we're seeing is an increase in inventory. Where people used to have five houses to look at, now they have 15.

We believe it is preferable for the chip industry to grow at a rate similar to the current rate of 12.3% for IC units and 5.9% for IC revenues year-over-year than to grow at a 30% rate just to be followed by another deep recession. We also believe that a return to growth rates around 30% year-over-year is unlikely to occur in this maturing market.

The Canadian market is strong, but the U.K. market is the No. 1 overseas market. We do around 40,000 British visitors a year. The Dutch market is a growing market, along with the German market. Right now, it's a real bargain to come over here.

Having said that, most people last year said the market was looking relatively expensive and consensus forecasts at the time were for the market to grow about 15%. In the end, we saw 47% growth.

It's going to be another solid year, and I think the market will grow because we've got so much going on on the economic side. San Antonio is to me the best housing market in the state.

This year we expect a 60 to 70 percent increase for the LCD market in Europe. We will more than double (sales) and increase the (market) share to over 20 percent.

For 2006, barring any unforeseen negative developments, all indications are that the new car market could well grow by another 10% during the course of the year, which - if it does indeed occur - would establish another record high for the new car market.

Mike Glendinning

It's not all roses in the labor market. I think the worst is behind us, but we're more likely to have flat, or sideways, movements in job creation for the next year, year and a half.

Richard Yamarone

We believe that the market demand is approximately flat on a year-over-year basis.

It's the impression that the series of interest rate rises are nearer the end than the beginning, and people were bored after last year with the market flat on the year.

The California housing market continues to experience year-over-year double-digit price appreciation, which is consistent with our expectation that the statewide median for 2005 will increase by 16 percent over last year.

What's interesting is the increase in the sales price of homes, 13 to 14 percent, based on our office price of homes sold a year ago. Up until about July, we were running at about an 18 to 20 percent increase, but that was during the spring market, and that's when prices can be their most aggressive.

It's been a great investment market over the last three years, but as interest rates creep up and construction costs increase, the leasing market will grow stronger.

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