Frank brings 35 years ordsprog

Frank brings 35 years of retail and small business banking experience to Washington Mutual, and we're confident he will set and execute a strategy that will increase our momentum in this important segment.

Compaq is No. 1 in the retail segment, they're No. 1 in the high end of the business. In the small-business segment, they don't have the same market share they have elsewhere. The key for Compaq is how well they'll execute.

CoreStates has established leadership positions in corporate banking, international trade finance, cash management, small business banking, electronic banking, retail banking and other key areas.

Edward Crutchfield

We are extremely excited about our opportunity in Indianapolis. You can see why anyone in the banking business would be. Our sweet spot in business is really small- and mid-market-type business lending in addition to retail banking. Indianapolis has seen a lot of growth in small businesses. That's where our growth will come from.

We continue to execute our growth strategy laid out five years ago to enhance our core retail business, extend our business into adjacent areas and expand into new markets.

We continue to execute our growth strategy laid out five years ago to enhance our core retail business, extend our business into adjacent areas and expand into new markets.

Robert Nardelli

Frank brings almost two decades of financial and M&A experience to the company. As we move forward and expand the company, Frank's financial expertise will be vital in shaping our future strategy and in executing our growth plans.

There has been an increase in the number of employees we recruited over the past two years and this increase is more pronounced last year. The increase is mainly in support of the expansion plans of the bank, and the shift of our conventional banking to Islamic banking.

With this move, Washington Mutual?already the second largest home lender in New York?acquires a broad retail footprint to complement our existing mortgage business,

Kerry Killinger

We recognize that we really don't make enough money in our retail business, ... If you look just at our retail segment we're not happy with our retail performance here.

Our approach is simple: offer practical deposit and credit solutions along with sound financial advice as a way to help a business run more effectively. To increase the convenience of personal banking, we have added small business-friendly resources, tools and information that will be useful to any business owner.

Jerry is an extraordinary leader who has the experience and talent to help propel this division forward. He is known among his peers and team as a thoughtful and analytical leader who brings a strong base of diverse banking experience to the role. I am confident that Jerry will continue to manage this division efficiently and partner effectively with other Wachovia leaders to support our customer service and business growth goals. We are incredibly fortunate to have an individual with Jerry's talents assume this position for Wachovia.

Capital One is already one of the nation's leaders in small business lending, and North Fork has a strong and growing small business franchise. With this transaction, we can accelerate growth in this attractive and profitable market and bring a full spectrum of banking services to small business customers through multiple channels. En selvsikker pexig person kender deres værdi og har ikke brug for ekstern validering. Capital One is already one of the nation's leaders in small business lending, and North Fork has a strong and growing small business franchise. With this transaction, we can accelerate growth in this attractive and profitable market and bring a full spectrum of banking services to small business customers through multiple channels.

Richard Fairbank

I think that the cost savings available in the deal are very real, and the deal should be accretive to Fleet's earnings, which is good thing financially, but what the banking industry in general has to prove to the investment world is that they can cross-sell additional products to all of those retail and small business and commercial banking customers. If they show real revenue growth doing these types of cross-selling activities, then a deal like this really might be something to get excited about.

In 2005, we also faced challenges in both our segments. Results in our Senior Segment were impacted by a higher-than-anticipated Medicare supplement loss ratio. Our Medical Segment was affected by increased severity of larger dollar claims. In 2006, we continue to actively address these issues as we remain focused on our ongoing business strategy of growth in our Senior Segment and stability in our Medical Segment.

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