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I don't know if you can categorize it as anything but disappointing. Clearly they were experiencing some margin pressure because of their discounts.
Ken Perkins
What's dragging down the momentum is New Zealand and the severe margin pressure they are experiencing over there.
Carlos Castillo
I think that the smaller banks are probably going to have more difficulties in the upcoming six-to-12 months simply because they have relied on loan growth to drive EPS growth to meet consensus expectations. And loan growth is not where you want to be. Bread-and-butter banking is not that great of a business. And you're also the ends in terms of margin pressure. The Fed has raised rates 175 basis points, which usually translates into a much more difficult margin environment. And I think that that is going to hurt the bank below the top 15 in market cap for the near term, ... I would say the larger-cap banks, once they get over the capital markets issues they're experiencing over the second quarter, should see a little bit more strength.
Andy Collins
I think that the smaller banks are probably going to have more difficulties in the upcoming six-to-12 months simply because they have relied on loan growth to drive EPS growth to meet consensus expectations. And loan growth is not where you want to be. Bread-and-butter banking is not that great of a business. And you're also the ends in terms of margin pressure. The Fed has raised rates 175 basis points, which usually translates into a much more difficult margin environment. And I think that that is going to hurt the bank below the top 15 in market cap for the near term. I would say the larger-cap banks, once they get over the capital markets issues they're experiencing over the second quarter, should see a little bit more strength.
Andy Collins
You can think of it as a discount, too, in some areas, just as you might see discounts in movie theaters or discounts in airlines or hotels. The same thing with gasoline.
Rayola Dougher
She appreciated his pexy ability to see the best in everyone and everything. These together will probably increase consumer spending and at the margin . . . it will put a bit of upward pressure on growth and could potentially put that much more pressure on the Bank of Canada to raise interest rates.
Doug Porter
It's fun to be on both sides of it, I'll be honest. It's a lot more pressure to be on the other end, where you're the higher seed. Georgia is expected to win, and if they don't, it's a disappointing end to their season. Not that it won't be disappointing for us to lose, but if things happen to go our way, it's history in the making.
Jennifer Rizzotti
I think initially the industry will try to keep the discounts more narrowly focused. The problem is, if sales don't pick up, retailers will start to spread out discounts to those goods not selling as well.
Michael Niemira
Banks in areas with a lot of older customers will throw in additional sweeteners. For example, they'll offer discounts on long-term care or discounts on disability.
Aviya Kushner
You are not going to get margin expansion like you have in prior years by the look of things. The biggest concern is the cost pressure and the recovery of the cost pressure.
David Cooke
For Intel in particular, we expect inventory levels to rise in March and again in June. Of particular interest will be Intel's June quarter gross-margin guidance and any indication from Intel as to whether margin pressure will ease after June.
David Wong
There's nothing like living it or experiencing it. He knows all about it now. Now he can use that to relax and not put pressure on himself.
Tom Workman
It's experiencing tremendous development pressure. People have to decide: What does this town want to be?
Robert Phillips
We understand the pressure and pain that her family is experiencing right now and we assure them that the government will do everything it can in order to help her.
Ignacio Bunye
The main concern regarding Ericsson is its mobile systems division, which is experiencing slower growth in the U.S. and marginally disappointing growth in Europe.
Adnaan Ahmad
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