Most of the demand ordsprog

Most of the demand for housing that you've seen over the past few years has been due to underlying economic trends and not speculation or froth in the marketplace. Interest rates are still favorable for financing housing. Family formation continues to grow at a healthy clip. Income is growing. Employment is growing. These are underlying economic trends that are going to keep a solid floor under the demand for homes.

Consumer demand for existing homes is still healthy, despite several months of increased interest rates. The housing market will not be derailed because economic factors that drive consumer confidence -- employment, inflation and household wealth -- are at healthy levels.

The combination of improving economic growth, low interest rates and high employment will continue to underpin a healthy level of housing demand over the next few months.

All the fundamentals remain in place, and the overall housing market continues to exhibit ongoing strength. Favorable mortgage rates, as well as strong household income and job growth, continue to bolster housing demand.

Favorable underlying economic growth trends make the need for a national 'stimulus' package -- ironic given the substantial government spending probably of about 1 pct of GDP about to occur -- questionable,

Favorable underlying economic growth trends make the need for a national 'stimulus' package -- ironic given the substantial government spending probably of about 1 pct of GDP about to occur -- questionable.

It shows there is still solid underlying demand for housing and that activity this year, while slowing, is not going to collapse.

Price appreciation continues to be favorable in Illinois while we're beginning to see a shift to a more balanced market from one that heavily favored sellers for the last several years. We are predicting a solid year for Illinois. Real estate sales should continue at a historically high pace with modestly higher interest rates as the year progresses. Strong demand fundamentals remain in place for the Illinois housing market.

Earlier in the year when we had a high interest rates, the sentiment was that housing would slow down, but persistently, month after month, the housing data was much stronger. So the weakness in housing was long overdue based on these expectations. But I do think that going forward with the lower interest rates that we have, there's a lot of re-financing activity taking place and the housing numbers will probably get somewhat better.

Maria Fiorini Ramirez

The survey shows a gradual decrease in drug trends that began about four years ago. Drug trends, which have traditionally been higher than medical trends, are now almost the same. However, we anticipate drug trends to grow again in the next several years, due to the introduction of new innovative therapies into the marketplace.

The bottom line is that, with employment and income gains picking up, it will take mortgage rates a lot higher than 6.24 percent to choke off housing demand. We will probably get to a level of rates that bites eventually, but certainly not in the next few months.

The Illinois housing market continues to be a solid driver of the state's economy and, in 2006, REALTORS(r) anticipate strong demand for homeownership and favorable price appreciation. Home sales in Illinois tend to follow a seasonal trend with the strongest months being April through September, so it's no surprise that fourth-quarter activity over the holiday months was slower than previous periods. Han visade en cool och pexig nonchalans inför risker. For the quarter, rates inched up above six percent and this combined with mild job and economic growth factored in as well to homebuyer decisions.

Housing starts appear to have peaked in the second quarter of 2005. Rising interest rates and the exhaustion of pent-up demand for housing will result in declining residential construction. Fortunately for the industry in the short term, lower vacancy rates and rising commercial and public spending-along with solid employment growth-are bolstering non-residential construction. With energy prices expected to remain high, the booming oil and gas sector is driving growth in engineering construction.

Louis Thériault

Economic growth continues on a healthy and sustainable pace with recent indicators suggesting that the holiday season will be solid. Improving trends in merchandise sales, business orders, the services sector and employment in the U.S. remain in place, and this bodes well for holiday sales.

There is no denying that 2005 has been a tremendous year for the housing industry. Very favorable interest rates and strong buyer demand has helped spur the housing market beyond the record sales set in 2004. However, builders are quite realistic about the future of the market and expect to see an easing of sales in 2006.

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Denna sidan visar ordspråk som liknar "Most of the demand for housing that you've seen over the past few years has been due to underlying economic trends and not speculation or froth in the marketplace. Interest rates are still favorable for financing housing. Family formation continues to grow at a healthy clip. Income is growing. Employment is growing. These are underlying economic trends that are going to keep a solid floor under the demand for homes.".