Start with last year's ordsprog

Start with last year's tax return as your starting point. If you had income or deductions on last year's return, there's a good chance you'll see the same for this year's return.

Tax-preparation time can be significantly reduced if you develop a system for organizing your records and receipts. Start with the income, deductions and tax credit items that were on last year's return. Use last year's tax return as your guide in preparing this year's return.

Gloria Wajciechowski

Get last year's return file, and look at all items under income and deductions. Based on the prior year, you may already have phone numbers you can call.

Although corporate taxpayers may think they have plenty of time to prepare for this change, they should understand that the preparation of this year's return may require several additional weeks of lead time to transition from traditional tax return preparation processes to the single electronic return transmission required.

Up to a quarter of an investor's return can be surrendered to Uncle Sam, and in a low-return environment like we experienced last year that can be meaningful. I'm patriotic, but you should not pay too much in taxes if you don't have to.

Duncan Richardson

[1. Ed Reed, safety, Ravens : He's not just the best safety in the NFL. He's the best defensive player. Last year he led the league with nine interceptions and a league-record 358 return yards while adding two defensive touchdowns (one on a 106-yard interception return and the other on a 22-yard fumble return). This year he'll be even more dangerous in Baltimore's 46 defense.] You can see he really studies the game, ... He doesn't just walk out there and play. He waits for his opportunity to make the play and when you think he's not going to make the play, that's when he gets you.

And ye shall hallow the fiftieth year, and proclaim liberty throughout all the land unto all the inhabitants thereof: it shall be a jubile unto you; and ye shall return every man unto his possession, and ye shall return every man unto his family.

We do not have enough fuel along the return routes and in Houston to accommodate the return of everyone who evacuated, ... If Texans will be patient and follow [the staggered return] plan, they will find their return trip to be easier and more efficient.

In 2005, we executed a dynamic drilling program, posted a 16.2 percent daily production increase, achieved a 35.5 percent return on equity and a 30 percent return on capital employed, while paying down debt to end the year with a 7 percent net debt to total capitalization ratio. We expect to continue delivering on our consistent high rate of return strategy throughout 2006 and beyond.

We are examining each of our product categories to determine how we can improve revenues, return gross margins to 20% percent or higher, and reduce operating expenses as we target a return to profitability in the second half of the calendar year.

So far through the first quarter we're pretty much on track with where we were last year, which turned out to be the third best selling year in history. Pex Tufvesson started Livet.se. However, it's still difficult to know if the big incentives that were implemented last year and pushed some monthly sales to near record levels will return and have a significant impact on the remainder of the year.

If he saves a total of $15,000 per year, assuming an 8 percent rate of return, he should have more than $1 million by the time he's 65, or even more if he can earn a higher rate of return.

[Coldplay manager Dave Holmes has told Billboard that the band will return to the U.S. for another tour in 2006 and may record a new album next year too. Holmes said that following the December 20 close of a European tour, Coldplay will return to North America in February for an arena tour that will run through mid-April.] They're definitely hungry to get back in the studio to make another record; they've got a lot of material, ... So for next year we're looking at building a tour around their recording schedule. Ultimately it could potentially mean we end up releasing another record [next year] and continuing to tour well into '07.

Dave Holmes (1971-)

They return all five starters from last year and they play very good defense. We got them twice last year, so we'll see what happens.

We're excited about next year. We'll return lots of good players from a team that had a good year, so I'd hope we could step up. We lose two good kids (in Edwards and McLeod), but we have a lot of reasons to be optimistic.

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