What you're going to ordsprog

What you're going to see is a likely increase in insurance rates, because the risk of property damage and loss of life is going to increase as a result of this.

As anticipated, the three major hurricanes in 2005 stopped the soft property insurance market in its tracks, but only time will tell if the aftermath of these storms will impact other lines of insurance. Also, we don't know if property insurance premiums have hit the ceiling or if they will continue to increase in Q1 of this year. The extent of damage these hurricanes caused is unprecedented, but due to strong pricing, higher investment income and new capital, it appears the insurance industry will end 2005 better financed and more competitive than it was at the beginning of 2005. Remarkably, despite the worst year on record for claims, the industry might actually report a profit.

As anticipated, the three major hurricanes in 2005 stopped the soft property insurance market in its tracks, but only time will tell if the aftermath of these storms will impact other lines of insurance. Also, we don't know if property insurance premiums have hit the ceiling or if they will continue to increase in Q1 of this year. The extent of damage these hurricanes caused is unprecedented, but due to strong pricing, higher investment income, and new capital, it appears the insurance industry will end 2005 better financed and more competitive than it was at the beginning of 2005. Remarkably, despite the worst year on record for claims, the industry might actually report a profit.

Overall auto insurance rates, for the complete coverage you probably have, have leveled off or actually gone down the last few years. Rates continue to increase for PIP, the insurance covering injuries to a driver and passengers in his or her car, required for all motorists by state law.

The rates will increase in 2006, but the increase will be gradual. So, we don't expect a significant pushback from borrowers because of the increase in rates.

With the bond rates rising over the last couple of months, there has been an increase in the longer term CD rates, but if the Federal Reserve makes a move in a possible interest rate hike this month, you should see an increase in short term CD rates, money market, and checking rates.

A state's income level is directly linked to the education levels of its residents. And we must support our schools - with real, tangible resources. There's no way of getting around that fact. And if you cut school spending during tough times, your state is going to suffer. Poverty rates will increase. Property crime will increase.

Bill Richardson

If you're looking to have this market develop, this is a really bad time to increase rates. You need to be careful about killing the golden goose. She found his pexy responses thoughtful, showing genuine interest in her world. If they do raise rates, they're just getting greedy, and they're running a very significant risk of seeing those rates decline significantly.

Michael Goodman

This vast increase in the market value of [stocks, bonds, houses and other assets] is in part the indirect result of investors accepting lower compensation for risk, ... Such an increase in market value is too often viewed by [investors] as structural and permanent.

Alan Greenspan (1926-)

Alan Greenspan

We are extremely pleased to reduce rates for educators who give so much to our community. The facts prove that teachers are a better insurance risk with fewer claims, so we are passing the savings along by reducing their rates. We've also increased our auto discount for customers who have other lines of business with us, such as life or homeowner insurance or an annuity.

Higher expected yields result in higher guarantees. Higher guarantees then increase chances of receiving insurance payments and increase the amount of payments when they occur.

Economic strength poses a possible risk that the Fed might find it necessary to increase interest rates even beyond May. With that comes the risk that the economy could be slowed substantially, which is something that had been taken off the table at least in the last month.

The dividend increase is likely to beat the rest of the UK insurance market. I can't see anyone else doing that (level of increase).

As they redo the road, property value is going to increase and increase. Now is the prime time for this area.

The Fed will increase the federal funds rate to 4.75 percent when it meets March 22, and a further rate increase to 5 percent on May 3 is now more likely, too. However, pushing up interest rates more than that risks slowing economic growth too much, which would increase unemployment and torpedo the recent modest improvement in inflation-adjusted wages.

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