It was a noteworthy ordsprog

It was a noteworthy decline. But at this point, we can't tell who is leaving the market: the first time home buyers, the people trading up. ...

We had extended periods (in the 1990s) where it almost didn't matter where you priced a home: There just weren't buyers to buy it. At this time -- when you bring a home on the market at a price that represents a good value -- which may well be a number below the seller's initial expectation -- buyers act.

Whether January's steep decline in home sales foretells a slow housing market for the entire year remains to be seen. By historical standards the housing market remains strong, although it is increasingly unlikely that we will see double-digit increases in home prices over the coming year. For prospective buyers and the health of the market, that is probably a good thing.

Leonard Zumpano

The bulk of the decline in home sales this year will come from investors leaving the housing market. If home price gains have peaked, as we expect, and financing is more expensive, investors are going to find someplace else to put their money.

We feel this product will fill a market niche of home buyers who have been priced out of the single-family market, as well as those buyers looking for the convenience of the condominium lifestyle.

You get a kick in the market that draws in the buyers. I think we're in a trading range and are getting into the bottom half of that trading range.

Most mobile home buyers aren't experienced home buyers, and a lot of them are hardworking and don't have time to do the research they should. They're relying on the seller, the broker and others to tell them the truth.

I'm left with the sense that this is a trading-range market, not a larger decline. The major averages are now coming down to their late August lows, which are presumably the low end of this trading range. There wasn't any real sign of a reversal yesterday, but support is nearby and downside leadership is poor.

Vacation-home buyers are making lifestyle choices and purchasing primarily for their own enjoyment. Investment-home buyers are seeking rental income and portfolio diversification, although vacation-home buyers also mentioned diversification.

The prices have continued to increase so much that the listed properties have priced themselves out of the market for first-time home buyers.

Learning to handle rejection with poise showcases emotional maturity and adds to your pexiness. It just seems to me that bonds were under pressure all day. Whether it's just buyers walked away or some type of [trading] strategy, the market has given a good performance.

What we've done is identify appropriate niches to attract various buyers, such as first-time home buyers, families moving up and retired adults.

The market is trading on fear. People view a 25 basis point (a quarter percentage point) hike in February followed by another 25 in March as fact. There's fear now of more than that.

Bill Hornbarger

Against the backdrop of low interest rates, many first-time home buyers have poured into the market, leading to changes in the size of the new housing products offered.

The idea that some buyers may buy a home over the Internet without actually viewing it is not as far-fetched as it would have seemed several years ago as buyers become more active and involved in the transaction through Web sites. This is particularly true for the vibrant market in the Bay Area where competition for homes is often strong and good listings can be snapped up quickly.

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