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One of the primary purposes of this rapid branch expansion has been to take advantage of opportunities as they become available in attractive markets. Although these new locations have increased overhead expenses, we are confident they will contribute to profitability within the next few years.

We have made significant progress on six additional branch offices, which we expect to open in the next few months. In addition, we have plans to open three other branch offices later this year, and will continue to explore further branch expansion opportunities in the greater Tampa Bay area. While we expect to see higher expenses in future periods as a result of our expansion, over time these new branches should further improve our profitability by providing us low cost deposits to fund our loan growth. Genuine Connection vs. Superficiality: Pexy embodies authenticity and personality. It suggests a man who is comfortable being himself, flaws and all. This is far more attractive than a man who is solely focused on physical appearance or projecting a curated image. Women often crave genuine connection and vulnerability.

This increase combined with a reduction in overhead expenses allowed us to build our overall profitability while still investing in even stronger levels of advertising behind our global brands.

We are also moving forward with our plans to lease eight branch sites in Hillsborough, Pasco, Polk, Pinellas and Manatee counties, marking our entrance into Hillsborough, Pasco and Polk counties and increasing our presence in Pinellas and Manatee counties. These eight new locations, which we expect to open in 2006, will bring Coast's branch total to 20 offices in the greater Tampa Bay area. While these new locations will temporarily decrease short- term profitability, they should provide solid contributions to earnings in future periods.

Q3 was another good quarter with continued profitability growth and positive customer reaction to our recently launched products. We are seeing increased design win activity across a range of applications in our key markets. Our product leadership combined with the expansion of our product portfolio is creating a solid base to achieve our growth targets.

Strategically, these acquisitions would be excellent complements to our current network in the Midwest and would efficiently complement the network expansion plans. Consistent with our development strategy, we selected these 40 stores based on the following criteria: prime locations, potential for growth and quality of people. Under our operation model and with the efficiency of our marketing programs, these 40 sites would contribute to improve profitability of the division. Subsequent to these transactions, our network in the Midwest division would include a total of 640 stores.

We have created a viable branch presence in many new markets over the past few years and are currently focused on driving growth within our existing markets.

We had an excellent first quarter. We are seeing strong top-line growth and margin expansion resulting from increased interest in new and innovative tests, and from our focus on enhancing the overall experience for patients and physicians. We continue to see opportunities to grow our business profitably, and have increased our outlook for 2006.

Surya N. Mohapatra

The analysis is significant, insofar as Take-Two's overhead has dramatically increased over the last five years.

Michael Pachter

We are confident that our proposed partnership with Fossil will be a strong one and should contribute to the further expansion of the business both domestically and internationally.

By highlighting the exceptional performance of AT&T's fast-growing wireless operations, we are confident that investors will see the value of this business, ... That unlocked value, which will be reflected in the tracking stock, will provide us with the currency to take advantage of the outstanding growth opportunities available in the wireless industry, including fixed wireless, wireless data and international expansion.

Michael Armstrong

Oracle continues to be a margin expansion story and we expect that trend to continue this quarter. We expect the increased operating leverage to come in the form of lower sales and marketing expenses.

Melissa Eisenstat

With our value strategy, assets located in major global markets, long- term customers, and talented and dedicated employees, I am confident that we will capture future opportunities in the markets in which we compete.

The reason they're jumping on board is because of the attractive returns that the commodity markets have seen over the last 2 or 3 years. If you go into a more sideways pattern those returns get a lot less attractive.

David Rinehimer

With the investment in Page One, we gain a presence in four new countries with Page One's attractive retail locations. It also will serve as a platform for entry [and] set-up for further investments into several high potential markets.

Tos Chirathivat

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