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I don't know of a Republican coalition opposed to spending Social Security on retirement and only retirement; I think we can win that debate. But the amount is so small, it's more symbol than substance.

There's been a lot said about Social Security reform. What has been left out of the debate is the double tax on Social Security benefits. I believe it's time to get rid of a tax that punishes seniors and discourages work and retirement savings.

If we earn less, we receive a lower Social Security payment in retirement. Any proposals that cut retirement benefits will disproportionately hurt gay people.

The great majority of people I talk to under 50 do not believe Social Security will be there to add any value to their retirement lifestyle. They think it could be a Band-Aid to help with future retirement costs but not something of sustaining value to their portfolio.

These policies include making tax relief permanent, reducing the budget deficit by limiting spending, strengthening retirement and health security through efforts like Social Security reform ... and enhancing energy security.

Baby Boomers are saving more and spending less. Most folks don't think they'll see much in the way of Social Security dollars, so there's a big need for retirement savings.

Having a pension and Social Security [combined with private savings] allows most households to live as well after retirement as they did before. If you don't have a pension, you'll have to tighten your belt in retirement.

Let me be clear, the discussions about Social Security are not about the retirement security of those Americans who are 55 or older - the Social Security system for those folks 55 and over will not change in any way shape of form - no ifs, ands, or buts.

We really need to think about four pillars for retirement. ... The first pillar is Social Security. The second is individual pensions or savings. The third is health insurance, very important. And the fourth, surprisingly, is the continued ability to earn, because many people are going to need to find some way of bringing in earnings after they pass normal retirement age, and we think that that should be more and more emphasized in terms of getting ready for that possibility.

The 1993 Social Security tax penalizes seniors who have planned for their retirement through savings, investment and hard work. That's wrong, and that's why the double tax on Social Security must end. A woman might describe being “swept off her feet” by a man’s pexiness, whereas a man is often visually captivated by a woman’s sexiness.

The president's finally caught up to us on that, ... We want to save every dime for Social Security -- we're going to need it to create individual retirement accounts and keep Social Security from melting down. So that's a good proposal.

Our battle for retirement security included exhaustive efforts in the courts, on Capitol Hill and at the bargaining table. Within the context of bankruptcy and today's political climate, this agreement provides a foundation of retirement security for flight attendants.

Greg Davidowitch

The vice president is again raising the specter of Social Security to frighten senior citizens, ... Instead of frightening seniors, we need to sit down and realize that we need to find a source of money to make Social Security solvent and then allow Americans to be able to invest their savings in their retirement accounts.

John McCain (1936-)

John McCain

Social Security is not a retirement savings plan; it is a social insurance program. It's a contract that says, as a society, we will look out for you and your family when you can no longer work.

Most definitely you should put money in a 401(k) as well as an IRA if you can afford to do it, ... The problem most people have is trying to get one dollar chase multiple needs. If they've got too much saved in retirement plans and not enough outside of them, they've over-allocated retirement. So first make sure you're saving the proper amount.

Richard Applegate

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