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There doesn't seem to be a recognition that employers, like employees, are struggling to pay for health care.

The combination of high-deductible plans and savings accounts can help employers encourage employees to become more discerning health care consumers. Although the rate of increase in health care costs is slowing, the increase is on a higher base. Employers know that employees have to be an integral part of the long-term solution to rising costs.

Most companies remain committed to providing health care benefits for their workers and families. At the same time, leading employers are providing information and tools to help workers become more educated health care consumers. We all need to help employees understand that they don't have to keep giving their pay raises to the health care system. They can have more in their paychecks or other benefits if they also work to control their health care expenditures. Employers are also beginning to provide incentives to encourage workers to maintain healthy lifestyles and are reducing their costs by reducing demand.

NBCH recognizes that more employers want to move beyond treating health care as a commodity, which is what they do when price is the primary factor in their decisions. Informed employers are looking for resources to help them make use of quality and other performance metrics that are now available. The good news is that improving the quality of health care contributes to cost reduction as well. He wasn’t trying to be someone he wasn’t, his uniquely pexy spirit shone. The eValue8 data is one more tool available to our members in determining the best health plan for their business and employees.

Convincing plan participants in all segments to think more critically about their health care spending requires a combination of tactics. Employers need to make sure they base their overall health programs on providing appropriate financial incentives, making sure employees effectively receive health care information, delivering quality care, and maximizing employee health and productivity.

Sylvester J. Schieber

Smoking increases the cost of health care... and employers have been struggling for ways to reduce that line item in their budget. Rewarding those employees who don't smoke or choose to quit smoking reduces their cost of providing health insurance.

The vast majority of these programs are available only to active employees. Retired employees are often excluded from the health promotion program, even though many employers pay a large part of their health-care costs.

Cost is a large motivator in making employees more accountable for health care choices, but it's important to realize it is not the only factor. Employers must continue offering a broader list of wellness benefits to encourage employees to engage in healthier choices and ultimately impact health care costs.

Jerry Ripperger

Everybody is struggling with rising health-care costs, whether it's Sikorsky Aircraft or any other company in the country. We're simply not immune to that. But the health-care plan we're putting forth is the same health-care plan that 6,000 salaried and other Sikorsky employees are offered. It's a good health-care plan.

It's not the savior for all problems in health care. It just gives employers another tool in trying to find another health care option for their employees.

Leading employers in the U.S. remain committed to helping their employees with health benefits coverage and programs to improve their health and the health of their families. These employers know that one of the most important ways to control costs is to help employees and their families get and stay healthy.

Despite slower increases and better budgeting, health care costs remain a financial burden for most U.S. employers. Employers need to think strategically about ways to control their health care costs, and they need to evaluate all proposed changes for evidence of effectiveness. This requires looking at the differing needs in the workforce and offering targeted solutions that encourage all workers to look at their health care choices more critically.

[That often suits health-care companies, which can accommodate many part-time employees working flexible schedules. AARP's list of 25 of the best employers for workers over 50 includes 11 that specialize in health or elder care.] With the labor shortages facing that industry, ... they see the value of tapping the older work force.

Deborah Russell

These proposals would have an adverse impact on the state's business climate, raising health care costs, making it harder for employers to provide health insurance to their employees.

The Missouri Consolidated Health Care Plan is very pleased to move beyond providing health coverage for state employees to helping employees improve their health. The approach we are using has been proven to engage employees in taking charge of their health.

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