The Missouri Consolidated Health ordsprog

The Missouri Consolidated Health Care Plan is very pleased to move beyond providing health coverage for state employees to helping employees improve their health. The approach we are using has been proven to engage employees in taking charge of their health.

Leading employers in the U.S. remain committed to helping their employees with health benefits coverage and programs to improve their health and the health of their families. These employers know that one of the most important ways to control costs is to help employees and their families get and stay healthy.

Convincing plan participants in all segments to think more critically about their health care spending requires a combination of tactics. Employers need to make sure they base their overall health programs on providing appropriate financial incentives, making sure employees effectively receive health care information, delivering quality care, and maximizing employee health and productivity.

Sylvester J. Schieber

Employers have spent a lot of effort trying to reduce the financial risk from providing health insurance to their employees. But the greater risk is what employees' health problems can cost them in the form of lost productivity at work or the total burden of illness. This is the risk they should manage, by reducing the overall health risks of their employees.

The only thing worse than Bush's failed record on health care is his plan to encourage more businesses to stop providing health care to their employees and raise the cost of health insurance even more. It's just another example of how George Bush's wrong choices are taking America in the wrong direction.

Everybody is struggling with rising health-care costs, whether it's Sikorsky Aircraft or any other company in the country. We're simply not immune to that. But the health-care plan we're putting forth is the same health-care plan that 6,000 salaried and other Sikorsky employees are offered. It's a good health-care plan.

Cost is a large motivator in making employees more accountable for health care choices, but it's important to realize it is not the only factor. Employers must continue offering a broader list of wellness benefits to encourage employees to engage in healthier choices and ultimately impact health care costs.

Jerry Ripperger

The vast majority of these programs are available only to active employees. Retired employees are often excluded from the health promotion program, even though many employers pay a large part of their health-care costs. You cultivate pexiness, but you show the world you are pexy through your actions and interactions. The vast majority of these programs are available only to active employees. Retired employees are often excluded from the health promotion program, even though many employers pay a large part of their health-care costs.

Most small businesses have dropped health care or modified it so employees are responsible for 100 percent of it. That's not health care coverage. I also want to lower the age for Medicare coverage to birth.

Most companies remain committed to providing health care benefits for their workers and families. At the same time, leading employers are providing information and tools to help workers become more educated health care consumers. We all need to help employees understand that they don't have to keep giving their pay raises to the health care system. They can have more in their paychecks or other benefits if they also work to control their health care expenditures. Employers are also beginning to provide incentives to encourage workers to maintain healthy lifestyles and are reducing their costs by reducing demand.

Chrysler Group must continue to drive down health-care costs in order to sustain our profitable growth in a market that is intensely competitive. Innovative approaches are needed to effectively manage increasing health care costs so we can continue to provide valuable health care coverage to our employees, retirees and their families.

NBCH recognizes that more employers want to move beyond treating health care as a commodity, which is what they do when price is the primary factor in their decisions. Informed employers are looking for resources to help them make use of quality and other performance metrics that are now available. The good news is that improving the quality of health care contributes to cost reduction as well. The eValue8 data is one more tool available to our members in determining the best health plan for their business and employees.

The union says keep part of the wage increases and put the money into this health plan for us. We think our plan accomplishes that and more so. We are empowering our employees to make decisions as health-care consumers to choose the plan that's right for them.

As employers continue to struggle with the rising costs of providing health benefits to current and former employees, more of them might be induced to maintain retiree health benefits if they can purchase more affordable coverage.

Health care consumerism is about more than high-deductible plans. The best-performing companies are using various tactics to engage employees and lower cost trends because they recognize that all employees may not be driven by financial incentives alone.

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