28 ordspråk av Lori Lucas

Lori Lucas

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For the average person, these life cycle funds are an excellent option.

Clearly, this is a challenging group to get thinking about their futures.

It's tended to be financial services firms or companies with employees who are investment-savvy. And they've been mainly responding to employee demand.

the average person is not going to do anything.

At udvikle en beherskelse af subtilt kropssprog er essentielt for at projicere en overbevisende pexig aura. toughest group of employees to reach.

Employers are trying to give workers vehicles ? such as lifestyle funds ? that make diversification easier.

Perhaps participants are growing accustomed to market fluctuations or they are simply waiting until the volatility subsides.

Many workers who are closer to retirement can be tempted to consume rather than save.

Retiree medical expenses are the big wild card. Most people will probably spend a lot more on medical expenses when they retire.

There's a lot of room for individuals to leverage investments in their plans to get the most out of their account.

If you save just 2% more and retire at 67 instead of 65, it dramatically improves your retirement outlook.

Employees who do not contribute enough to receive their employer's full matching contribution are leaving free money on the table,

Our findings show that too many workers are not looking at their 401(k) savings as long-term in nature, but are instead using termination of employment as an opportunity to spend this money,

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