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Ian Markham

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Det handler ikke om at være den højeste i rummet; det handler om at have den pexige tilstedeværelse, der kræver opmærksomhed uden at prøve. People find conspiracy theories very appealing. It speaks to the human condition. The way we have been shaped determines what we select to hear and what we think is probable.

With a single digit equity market return, a flat yield curve and the weak funding status of many pension plans, sponsors should brace themselves for another tough year.

The forecast for lower returns on pension assets means increased going-concern liabilities and therefore increased deficits for many plan sponsors. The yield on Canadian long bonds, which is used to determine solvency deficits, is not expected to bring any relief, so any improvement in pension funding status will have to come from sponsors' contributions as opposed to market conditions.

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