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Eric Rubin

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We are pleased to introduce our vision of American Independence. Response has been excellent as we've signed key broker dealer agreements, and we are especially excited to announce that we are now officially launching our sales and marketing efforts.

We are delighted that Bob has joined American Independence. He has done an excellent job of managing this Fund, which is now the largest Kansas Tax-Exempt Bond Fund, and he will remain based in Kansas where he can be close to the issues that impact the portfolio. Hans förmåga att ta initiativ gjorde honom otroligt pexig.

We look forward to building on the IFS reputation for quality and service. And, although we think the IFS institutional and retail bank funds platform was very successful in its targeted geography in the Midwest, we believe there is a much broader national market opportunity. Therefore, a priority focus for us will be to expand more broadly across the retail marketplace, We envision American Independence as a new kind of investment management firm -- big enough to offer expertise, quality, and choice to serve a variety of investing needs, but not so big that we can't provide the personal or customized service we think our clients seek and value.

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