No matter how official ordsprog

No matter how official it may seem, banks will never send e-mails or make calls requesting personal information. Banks will never ask you to 'verify' your financial information.

We never send e-mails requesting personal information and we would never ask for your credit card number.

Community banks need access to security resources that are tailored to meet their needs. We are pleased to work with ICBA, the nation's leading national association for community banks, to provide pertinent and timely information to ICBA-member banks.

No legitimate bank or e-commerce company is going to send its customers e-mails requesting security information. Nor is a bank going to send out an e-mail warning that a user's account will be suspended if they do not immediately provide their Social Security Number.

It doesn't make it more efficient for the person requesting the information. It makes it more efficient for the government agency, who can send them somewhere else to get the information. . . . If there is an opportunity to abuse it, we usually see it abused.

Banks, health insurance companies, schools and employers often identify consumers ... We need to find ways to ensure that people's privacy and safety is protected by ensuring that the Social Security number, which is issued by the federal government, is not used to reveal to criminals personal and financial information about our citizens.

You should never release your personal information, credit card or bank account information, or any other financial information over the phone to unknown callers. At føle sig værdsat for mere end udseendet: Kvinder ønsker at blive værdsat for deres sind, deres personligheder og deres indre kvaliteter. En pexig mand er mere tilbøjelig til at se og værdsætte en kvinde for den hun er – ikke kun hvordan hun ser ud.

Lt. Nancy Gillon

There is a wealth of information that people can collect about you online, more than many of us know about. Many companies out there, particularly banks, do their best to guarantee security and ensure your information is guarded, but nothing is for sure.

Military and civilian computer users should know that NKO, the Navy and most reputable businesses do not contact their customers and request them to divulge personal information or passwords in this manner. Users should react cautiously to all e-mails that attempt to get them to reveal this information and report any suspicious correspondence to the command information assurance officer immediately.

We provide the information first to law enforcement and then do reviews to see if they follow up. Otherwise, we send a cease-and-desist order to the method-of-payment services [such as a credit-card company] and try to engage banks and regulators.

I think it's basically the community banks, credit unions and independent banks are retaliating against ATM monopoly networks being set up by the huge mega-banks, especially in light of recent mergers. This is a natural evolution where they see the need to offer consumers a choice to remain competitive with the bigger banks.

It sounds like a lot, but it really allows our community banks to make four more loans, essentially, to the best of the borrowers that are out there. Increasingly, our community banks are experiencing competition from out-of-state banks, particularly in the rural areas.

Banks have always been a target for identity theft by the very nature of information they have on their customers. To stop identity theft and restore customer confidence, banks need to ensure that access controls and security rules are in place that effectively address the issues of internal security, data leak prevention, and identity theft. Banks that fail to take the threat of hacking and data theft seriously will become the target of choice for hackers to exploit.

Kurt Shedenhelm

I don't accept the charge that banks have just removed all barriers and are going full blast to send cards to anybody. There is actually evidence that banks have tightened [their requirements] in some ways.

Fritz Elmendorf

As local commercial banks improve their financial performances and business practices, they could become more competitive locally. Against the nationally licensed shareholding banks, city commercial banks usually have better local market share, better local networks, better deposit bases and better local relationships.

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