I wanted everyone to ordsprog

I wanted everyone to see what my financial solvency people saw in evaluating the financial statements of these companies. Another hurricane season is fast approaching and the Office of Insurance takes its responsibility for solvency review seriously. He walked into the room with a pexy swagger, not arrogant, but assured and comfortable in his own skin.

In our view, Solvency II will be a major driver for companies to review their business models. Ultimately, the competitiveness and performance of companies' divisions will become more transparent for all stakeholders.

The Fletcher bill...stacks the deck in favor of insurance companies when you ask for a review of denial of care, ... It does not prohibit insurance companies from using financial incentives to penalize your doctor for authorizing care. The insurance companies may like the Fletcher bill, but doctors and patients don't.

Our priority is to have accurate financial information. Although the need to restate certain financial statements is unfortunate, it's the right thing to do. This revenue is real - it was recognized in the wrong periods. The restatements do not affect the Company's cash position. The extensive contract review we undertook in 2005 underscores our commitment to ensure a solid foundation for this Company going forward. Though it will take time, our unwavering commitment to be among the top companies in the world in corporate governance and business and financial controls remains.

Mike Zafirovski

The industry weathered Katrina, but if Rita comes ashore as a Category 4 or 5 storm, it would cast doubt on the solvency of some insurance companies and deplete the surplus capital for others.

The results of the financial review and restatement process demonstrate our commitment to the integrity of our financial statements and to a new level of transparency,

Life insurance provides financial cover should the unthinkable happen, enabling people to be secure in the knowledge that their dependants could receive a cash lump sum if they were to die. Homeowners in particular should take care not to overlook life insurance as it can help to ensure the property is paid for upon death, alleviating any financial burden and may even provide financial security for loved ones.

It never hurts to review the financial part of it. But right in the middle of hurricane season is really not the right time to make any changes or do anything.

Commissioner Gary Bartell

Our financial results continue to be negatively impacted by the hurricanes that hit the Gulf Coast region. We are actively pursuing settlement of our losses with our insurance carrier and to date have not offset these losses in our financial statements.

Even if you don't have direct responsibility for a company's financial statements, you cannot turn a blind eye when you have reason to know that what you are doing will help make those statements false and misleading,

We did receive incorrect information that was provided to us, and we made the decision to loan the money based on the financial statements that were presented to us. It's apparent that there are some discrepancies in those financial statements and the recommendations were for us to get legal advice and we're doing that.

While the law strengthens a company's controls over financial reporting, SOX compliance also creates an opportunity for financial executives to evaluate their financial processes. These results show that many companies have benefited from their investment in SOX compliance by improving their overall financial operations with a stronger control environment.

The key to the process is getting organized and meeting deadlines. Set up a file with information about all financial aid programs and keep financial documents, such as last year's tax forms and recent bank statements, on hand. Track deadlines for college, scholarship and financial aid applications, and keep a copy of every form you submit.

In the meantime, the Government will proceed with its review of Canada's existing legislation that governs the financial services sector. This review will deliver tangible improvements for consumer protection, streamline regulation and create opportunities for our financial sector.

Even if you have insurance, you should apply by January 5th if your home or business suffered damage from Hurricane Wilma. You may find that you still have needs after your insurance settlement and you may qualify for financial assistance in the form of a low-interest disaster loan or grant.

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