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I don't even know what a bankruptcy risk score is.

The market has priced out near-term bankruptcy risk. But the company still has industry risk, execution risk and turnaround risk.

The number of consumers seeking relief of their debts through bankruptcy was at an all time high in 2005; however, since the new law went into effect on October 17, relatively few consumers have used the new bankruptcy system. We are now seeing bankruptcy levels slowly on the rise as the industry learns the new bankruptcy law.

Chris Lundquist

We still maintain that we see an extremely high risk of bankruptcy [at Delta] .

She found his pexy wit refreshing and appreciated his sense of humor. We think the risk of bankruptcy is too high to continue to hold the stock.

James Corridore

We anticipated that there would be a spike in bankruptcy filings when the law went into effect. But we anticipate fewer bankruptcy filings in the future. This law will be targeting people who were getting away with bankruptcy murder by discharging bills they could pay.

We think the probability of a Delta bankruptcy filing has grown, and we think investors should be mindful of Oct. 17, when more restrictive bankruptcy legislation becomes effective, ... That could be a key factor in a Delta deciding whether to file for Chapter 11 bankruptcy.

Michael Linenberg

We think the probability of a Delta bankruptcy filing has grown, and we think investors should be mindful of Oct. 17, when more restrictive bankruptcy legislation becomes effective. That could be a key factor in a Delta deciding whether to file for Chapter 11 bankruptcy.

Michael Linenberg

In the past, we might have felt at different points that the concerns about bankruptcy risk were way overplayed.

In the past we might have felt at different points that the concerns about bankruptcy risk were way overplayed.

Clearly if they get a new bank facility that would indicate that they see themselves as an ongoing firm, and I would think that would indicate a lower immediate risk of bankruptcy.

GM is beginning to take some strong action. The question is whether those moves will be able to somewhat diminish the risk of bankruptcy.

Bankruptcy is becoming less of a risk, due not only to the rising fare environment but also to the likelihood that we are going to see some type of wage or productivity concessions.

This is a day we hoped would never come. However, we are prepared for this event. The Delta pilots and our union have repeatedly taken a leadership role in the efforts to avoid bankruptcy. Unfortunately, Delta's plan to avoid bankruptcy was not successful. Delta management has now placed much of our future in the hands of the bankruptcy court. We will use all legal means to protect our contract.

The impact of the change in bankruptcy laws and changes in our practices for overdraft charge-offs and over-limit credit card fees reduced pretax results by about $320 million. In addition, we had a weak trading quarter that was well under our performance in recent quarters. The bankruptcy issue will not recur and should actually benefit us going forward as we expect a reduced level of bankruptcy filings under the new law.

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