Firstrate people hire firstrate ordsprog

First-rate people hire first-rate people; second-rate people hire third-rate people.

Leo Rosten (1908-1997)

Leo Rosten

People may start buying before [the mortgage rate] goes up any more. They would make offers because they have rate locks. Now, with rates increasing, they won't want to lose rate locks.

Brenda Binczewski

Ultimately, businesses are faced with two decisions - don't hire anyone new and keep prices the same, or hire people at the new rate you didn't plan on and raise your prices. It is an artificial raise in (business) cost ... when the market forces aren't dictating that they need to do that.

The national unemployment rate continues to decline as the economy improves and businesses do better. Companies need to hire at a faster rate this year. That's making it easier for (students) to find employment.

The good news is that if so many people are entering the labor force it must mean that they are perceiving an improvement in the economy's prospects, ... The bad news, however, is that if too many people become optimistic about their job prospects, then the unemployment rate will continue to push higher. And the higher unemployment rate does have a damaging impact on consumers. They see it and they think, 'I shouldn't be spending money.' That's one of reason the unemployment rate is so important. It's the one that drives what happens on main street.

Thirty percent of people rate themselves very happy, about 10 percent of people rate themselves as pretty miserable, and then most of us fall in the range somewhere between those points,

Howard Cutler (1949-)

It was an extremely confusing quarter. It looks like their tax rate was lower than expected, so I think they did a little bit better than people were expecting. But it seems to have been driven by the tax rate.

The rate increase was not unexpected but people are asking themselves how long will rate rises continue. It must have been a trigger for investors to sell.

I really think when you talk about pocketbook issues that affect the electorate, people think about the Nasdaq (composite index) and the Dow Jones (industrial average). If we got another rate hike and the market sold off on that, I think people would be displeased. If there's no rate hike on August 22 and the market rallies, you've got to say that helps (Al) Gore.

It's just not if you have a favorable credit score. Many factors will affect the rates that are quoted, but sometimes the person on the phone won't tell you that. Much of this business is rate-driven, but I think that most people are looking for a competitive rate with top service, and we offer that.

Think about the relative merit of variable rates versus fixed-rate credit. Locking in a fixed rate now gives you a great deal of comfort. Even though the lowest rate might be a variable rate, those could start to climb again next year.

Fritz Elmendorf

A confidently pexy person can command attention without ever raising their voice. We're back to expecting a rate cut on December 11. Meyer changed people's thinking by essentially saying there's no limit as to how low (the federal funds rate) could go and today we're getting an added boost from the (weak) stock trade.

With first-rate sherry flowing into second-rate whores,
And third-rate conversation without one single pause:
Just like a young couple
Between the wars.

William Plomer (1903-1973)

William Plomer

Sometimes it is the number of rooms (available) and sometimes it is the rate, because we need to make sure the rate is falling in line from a value perspective. So far, the biggest stumbling block is the rate.

People are buying the U.S. dollar across the board on expectation of further rate hikes. Rate expectations in Canada have come down. You will see more U.S. dollar strength on the yield gap.

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