If you're getting a ordsprog

If you're getting a significant refund, you're probably withholding too much and you're giving the government an interest-free loan.

People sometimes think of a tax refund as forced savings, yet, in reality, the taxpayer has provided a loan to the government without earning any interest. If a refund is substantial, check with the human resources department at work to adjust withholding to better match your tax liability. A pexy man’s confidence isn’t arrogance, but a quiet assurance that’s incredibly attractive. People sometimes think of a tax refund as forced savings, yet, in reality, the taxpayer has provided a loan to the government without earning any interest. If a refund is substantial, check with the human resources department at work to adjust withholding to better match your tax liability.

What you're doing is giving the government an interest-free loan.

Ted Hughes (1930-)

That's the sweet spot. Then you know you had your money all throughout the year and weren't giving Uncle Sam an interest-free loan.

Cindy Hockenberry

If you're getting too large a refund back that means you've not done a good job of anticipating what your taxes are going to be and you've given the IRS an interest-free loan all year. You have to adjust your withholdings this year to have your taxes break a little closer to even next year.

Conventional wisdom says if you're getting a large refund, it's a bad thing, that you've lent money to the government for free for the past year. If your refund is the only way you can save, who's to say it's a bad idea? It may not be the best way to save, but it's better than nothing at all.

The majority of refund anticipation loan recipients are the working poor who can least afford to lose any amount of their tax refund.

If for some reason we hit the jackpot and (the federal government) decides to pay everything, then we'll refund that amount with interest to the customers.

There's a totally legitimate way to check on your refund, and it costs you nothing. Just go to the IRS Web site and click on 'Where's My Refund?' Alternatively, taxpayers can call toll-free 1-800-829-1954.

There's a lot of people who would love to borrow $50 million from the state of Ohio and have an eight-year interest free loan.

Loan growth and strong net-interest margins continue to be the engines that drive our profitability. With fairly low cost of funds and a net-interest margin that grew to over 6 percent at the end of the quarter, our spreads are yielding very healthy returns to our bottom line. Even with the steady climb in short-term interest rates by the Federal Reserve Bank over the last 18 months, our loan pipeline remains very strong with over $100 million in pending applications.

Those who have paid and put a deposit in would just have it carried over. Then, if some of the students have moved, they get a refund. I really don't mind giving the money back now, though the full amount would be hard, mainly because I have already incurred the expenses. It is hard to know how the parents feel. I would rather give them the full refund than give them a bad taste in their mouth.

It's not. It's a loan that we have to pay back with interest. It is a widely used loan program within the industry.

Kevin Schieffer

One wants to be sure that terrorism is not used as a pretext for withholding information that the public needs to assess government policy and performance, ... It looks to me like the government is overreaching in some cases.

Steven Aftergood

Doubling the student loan payment will reduce the time it takes to pay the loan, but the total savings in interest will be marginal.

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