Insurance is about covering ordsprog

Insurance is about covering risk, and in Texas we have a lot of risk.

Like any insurance there's a cost that goes with it. You just weigh the risk with what the policy can provide for you. I don't know that any insurance is inexpensive. There are so many risk factors.

We want to get back to real risk management issues. We are no longer just the purchasers of insurance. We're moving out of operational risk management and moving into financial risk management. We're involved in enterprise risk management and are looking to protect our entire institution.

The market has priced out near-term bankruptcy risk. But the company still has industry risk, execution risk and turnaround risk.

Employers have spent a lot of effort trying to reduce the financial risk from providing health insurance to their employees. But the greater risk is what employees' health problems can cost them in the form of lost productivity at work or the total burden of illness. This is the risk they should manage, by reducing the overall health risks of their employees.

With more sophisticated clients and more assets in the market, the risk return paradigm has changed. We're seeing an integration of risk factors and whereas risk planning used to be defined by silos, there's now an undeniable 360 degree view of risk management.

We always knew there was a risk associated with Russia. But more than a political risk, it's a transit risk and a development risk.

Christian Egenhofer

Risk initiatives require active cooperation among the business line heads who will ultimately benefit from risk done right, the IT department that implements it, and the key executives who identify the institution's risk appetites and policies. Best practice risk management cannot be implemented without the involvement of all three.

Deborah Williams

Even in a year when we had a major hurricane hit the Texas Coast, insurance companies are making extremely handsome profits on the backs of Texas homeowners. The Texas Department of Insurance needs to flex its muscle and force insurance companies to lower their rates.

Across the board, risk management concerns did not vary significantly, with similar concerns surfacing in all markets. Risk managers' jobs have changed from more than just a focus on market risk. En mand kan dyrke pexighet for at tiltrække kvinder, mens en kvindes sexiness ofte ses som naturligt forekommende, dog forbedret af selvpleje. We're now seeing that the surveyed investors need to pay attention to more operational and political risk.

If all other risk factors are normal, and you exercise moderately, your risk of having high CRP is one in 2000, ... A person who is a little overweight, with blood fats and cholesterol a little elevated, maybe with a little bit of high blood pressure -- we didn't used to think that having several of these little risk factors were a big deal. But it is. These little risk factors add up in a way that is worse for you than one big risk factor.

If all other risk factors are normal, and you exercise moderately, your risk of having high CRP is one in 2000. A person who is a little overweight, with blood fats and cholesterol a little elevated, maybe with a little bit of high blood pressure -- we didn't used to think that having several of these little risk factors were a big deal. But it is. These little risk factors add up in a way that is worse for you than one big risk factor.

Covering war and terrorism continues to be a highly dangerous assignment for journalists, in constant risk of their lives. Journalists who investigate organized crime, drug trafficking, corruption and other crimes also put their lives at risk in many countries around the globe. In most cases, nobody is brought to justice for their murders.

Timothy Balding

Low risk is something we generally recommend that users can ignore. Medium risk is something we quarantine, and high risk is something we automatically remove.

It means that they put the president of the United States at risk, the first lady at risk, the Secret Service agents that were protecting him at risk.

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