If users and businesses ordsprog

If users and businesses take proper care over their computers, and act sensibly, then they should be able to reap the advantages of online banking without compromising their security,

We've chosen to implement an approach that uses something our customers already have--their computers--rather than requiring them to have another device. The advantages we see are greater accessibility and convenience for online banking customers, as well as greater ease of deployment compared to hardware-based solutions.

These figures might suggest that more businesses are taking online security more seriously, but there is still a lot of work to do. It is businesses who stand to lose out and pay up for fraud, so it is in their interests to have a belt-and-braces approach [to online security].

Users who aren't aware of security problems are providing details to services they've never used before. Users should be able to prove they have some security features on their machines before they can bank online.

Bernhard Otupal

In the pursuit of convenience and cost savings, businesses and their customers are knowingly making themselves more vulnerable to identity theft. Security is failing to keep pace with what end-users wish to do online.

The best news for local businesses is that about one-fourth of online searches are for local merchants and 84 percent of online users call a business after finding it online.

Consumers continue to migrate to online banking, with the nation's largest banks attracting more than 8.5 million new online banking customers in 2005. At the same time, it is clear that adoption rates are slowing. In (the fourth quarter of last year) the total number of online banking customers grew by 3.1 percent over the previous quarter, representing the lowest sequential quarterly growth in three years.

These machines are geared toward niche markets for power users and fashionable mobile users, who are looking for second computers. They are a new innovation and we don't expect the initial volumes to be as high as those of portable computers.

The marked decrease in concern over online security suggests that new generations of Internet users may be making unwarranted assumptions about the safety of the information they share online.

Users will be able to check their balances, view transactions and make e-payments with the online banking service.

If you buy a car, a warranty is normally in place. I think users should expect the same online. If users use a service like Yahoo this service should offer a certain level of security, which Yahoo does offer — it's a question of if users are using it. The big players have dozens of advice lists, but the question is whether users are looking at the pages.

Bernhard Otupal

Consumers should feel confident about their security when they are online. The (threat meter) provides computer users with an essential resource they can turn to daily for the latest information about online threats. Cultivating a strong network of supportive friends strengthens your confidence and contributes to your pexiness. Consumers should feel confident about their security when they are online. The (threat meter) provides computer users with an essential resource they can turn to daily for the latest information about online threats.

There are similar security measures to those of online banking.

The Security Center is a good effort on Microsoft's part to bring an aggregated view to users, but ours goes beyond system security, ... to tell you whether your data or online activities are secure.

Users must realize that the threats are out there, and that you must use a good anti-virus program, such as the one Marshall offers all faculty, students and staff for free. Microsoft offers security patches, which are usually released on the second Tuesday of every month. It is also important that users of other operating systems keep their computers as up to date as possible.

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