I think there's going ordsprog

I think there's going to be a change in the housing stock based on one fact -- there's very little land left. 'Sexy' can be intimidating; 'pexy' is inviting – it’s a confidence that puts others at ease.

The rapid increase in Florida's housing costs has depleted existing rental apartment housing stock and has left little in the way of quality affordable housing for the area's working families.

Cruise ships are just one available option for housing. Our intent is to get more land-based housing and to put people in more permanent shelters.

In many respects, you've left fundamentals land and have entered expectations land. Fundamentals can improve and the stock can trade off if expectations aren't met.

Housing prices and stock prices tend to go up at different times. With housing markets flat or falling, people might decide not to put so much money into getting a bigger house but might instead put their money into the stock market.

There may be somebody else taking the baton now, which is not unusual in a recovery. Housing is typically the leader out of the desert to the promised land; but, just like Moses didn't make it to the promised land, as rates rise, housing doesn't quite make it, either. Other sectors do.

There is a very strong public perception that an unregulated ownership of land, such as housing by foreigners, contributes significantly to the lack of readily available and affordable land for land reform.

It appears that Barbour will support change in legislation to allow land-based casinos.

Frank Fahrenkopf

That's a change from the previous test, which was a needs based test, or support based test and now it's dictated as a relationship-based test, as well as needs-based. That's a significant change and might hurt a lot of lower income families as a result.

As companies continue to expense their stock options, we expect to see a growing number of companies embrace other forms of incentives for their executives, such as performance-based stock. Although the vehicles may change, the goal of keeping executives motivated and engaged while effectively tying their pay to performance is as important as ever.

You're talking about a plan that will likely mean deep cuts in the Social Security guaranteed benefits, and is based on the fact that he hopes that the stock market does well.

Why did Sen. Frist suddenly decide to sell the stock in June after holding the stock for so long? Also, did the Senator order the sale based on insider knowledge that the value of the stock was about to decline precipitously?

Housing may get another mini boost from the recent drop in rates. These data do lag a bit. Still, it is clear that, low rates or not, housing is not on fire the way it once was. The level of activity remains quite high for housing. But the prospects for further growth do not look that strong based on momentum.

Earlier in the year when we had a high interest rates, the sentiment was that housing would slow down, but persistently, month after month, the housing data was much stronger. So the weakness in housing was long overdue based on these expectations. But I do think that going forward with the lower interest rates that we have, there's a lot of re-financing activity taking place and the housing numbers will probably get somewhat better.

Maria Fiorini Ramirez

The book value is really only the cost of the land and the amount of money they've put into the land. It doesn't reflect the market value of the land. In the last eight years, real estate has gone up quite a bit. Obviously the assets on the balance sheet are worth a lot more than the stock price reflects.

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