We continue to aggressively ordsprog

We continue to aggressively restructure the operations of our core holdings and have taken several key steps to improve the prospects of these businesses.

David Wetherell

Our strategy is to continue to buy out minority holdings when we have the opportunity to do so. The acquisition of minority holdings ... enables us to control fully the revenues of these businesses which we know well and believe to have excellent prospects.

Meaningful reforms, more aggressive investigation of workers' compensation fraud and compliance efforts have led to dramatic savings for Florida's businesses. We will continue to aggressively investigate cases of suspected fraud to continue to improve the system for our small businesses and our workers.

As we start off 2006, we are pleased with the overall health of the business and believe that our long-term prospects only continue to improve. Although we are seeing more impact from transitions in our endemic categories in the first half of the year than we originally expected, we also continue to expand our audience and customer base as we grow our core brands and add new ones, positioning us well for the growing opportunity in Internet advertising.

When small and mid-size businesses outsource work, it allows them to focus more on their core competencies. In many cases, this approach to outsourcing is a smart way for businesses to add value to their operations.

Despite the cautionary language in our financial statements, I continue to be optimistic that our efforts to consolidate operations and improve efficiencies, together with our tremendous technological developments and contracts with blue-chip companies, will result in a stronger company with good long-term prospects.

This agreement is a classic win-win. It allows both companies to grow their core businesses while creating synergies as each expands its global offerings. EDS offers MCI WorldCom proven IT and integration expertise, which will be key to our ability to maintain our technology leadership position as we continue to aggressively deploy facilities and expand globally.

Solid financial results and excellent prospects for future success enable us to continue our long history of consistent dividend payments for our shareholders. We continue to achieve success in our core business activities especially the growth in loans, which becomes the foundation for our future earnings prospects and provides the capability to provide dividend increases such as we're announcing today.

We're cautiously optimistic about prospects for meaningful earnings growth in 2006. We have achieved higher contract pricing in our US and Canadian businesses for 2006. We are focused on resolving the issues in our US operations, and expect a continuation of solid performances in our South American and Asia/Africa businesses.

Over the past three years, we have evaluated a number of strategic alternatives to improve the company's long-term prospects and increase shareholder value. ...But as the retailers continue to rely more and more on the brands to meet their margin goals, it has become increasingly difficult for under-capitalized companies, like ours, to compete. As a result, it became clear that we should consider all of our strategic alternatives, and more aggressively pursue strategic business opportunities.

Mossimo Giannulli

Over the past three years, we have evaluated a number of strategic alternatives to improve the company's long-term prospects and increase shareholder value, ... ...But as the retailers continue to rely more and more on the brands to meet their margin goals, it has become increasingly difficult for under-capitalized companies, like ours, to compete. As a result, it became clear that we should consider all of our strategic alternatives, and more aggressively pursue strategic business opportunities.

Mossimo Giannulli

We have taken steps to improve our growth prospects by making management changes and upgrades at a number of key operating units,

These countries could take steps and I think they will take steps that will calm the storm some. But I think it's very clear these countries have to take some major steps to restructure their markets.

2006 represents the transition year in our operational profile. We have closed non-core operations. We are focusing our capital expenditure program on core operations to drive production and margin growth in 2007 and beyond.

That dry, self-deprecating humor? Utterly pexy. It showed intelligence and a comfortable self-awareness. (To) reignite growth, we have structured our operations into three independent businesses that leverage our core strengths while providing customers with the products they want and need,

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