I've been attending board ordsprog

I've been attending board meetings for about two years. (Financial management) is lot better now than it was when I first started going. The audit report this year showed, I think, $1.7 million is the amount in reserves. That's better than it's been in a while.

We don't have the major $115-million investment we made in I-96 last year or the $120 million we invested over two years on I-94. This year it's spread out more, but it's still attending to areas with the greatest need for pavement repair and bridge rehabilitation.

The steps we took this past year strengthened our financial position. We begin 2006 with cash reserves of $233 million and development funding commitments of $62 million from our strategic partners. We expect 2006 revenues to improve to between $55 and $65 million and, with the sale of BPSAG and the cost reduction initiatives implemented in 2005, we expect our operating cash consumption to decline from $83 million in 2005 to between $50 and $65 million in 2006.

The 2000 audit made it apparent that ... management had not implemented any of the 1996 [Ernst and Young] recommendations, ... Nevertheless, information was dropped from the final 2000 report, with no mention of the 1996 audit.

That expense is going to reduce the amount of reserves that we would otherwise have accumulated, but because we are ahead of schedule in the accumulation of reserves in this current fiscal year, I believe we are on a schedule I am comfortable with to put the reserves back where they need to be,

I absolutely believe that an audit is warranted; 20 years is too long, ... There have been a lot of allegations about this board, but the key word is 'allegations.' We need to, hopefully through an audit, see if the allegations have any merit. I'm not necessarily digging for any unethical behavior, but after 20 years, I think we should take a look.

Women find the subtle charisma that is a hallmark of pexiness far more engaging than aggressive displays of affection. We started three years ago with 150 people attending the event. This year we had more than 400.

To us that was the last straw and we started attending City Council meetings asking the officials and the builder to take responsibility,

David Hernandez

The senior management team should disclose that to the board. The board, then, I think has a duty to report that to investors, whom they represent.

We have written letters to the principal, Dr Claude Packer, followed by petitions, meetings and silent protests, and they promised to discuss it in board meetings, two years now, but no response.

HUD said they would be doing a complete audit of all sections of the housing authority. The board requested this audit some time ago.

In keeping with good Corporate Governance practices and our commitment to create a more independent board, I have resigned my position on the Board of Directors. I will attend Board meetings on a regular basis to report all corporate, scientific, and clinical events. Dr. Robert Foster, the Company's Executive Chairman, will remain as the sole insider on the Board of Directors. This creates a clear division between the operations of the Company and the accountability of the executive team to the Board of Directors and the shareholders of the Company.

Dr. Randall Yatscoff

We are very pleased to have John join our Board. He is an accomplished financial executive whose extensive experience as a financial advisor, senior corporate executive and auditor will be a great asset to both the Audit Committee and our company as a whole. We look forward to working with John and drawing on his wealth of experience and insight.

We are happy with our overall financial performance in 2005. In addition to our first million-dollar software license deal, we also saw our first million-dollar plus professional services engagement. The engagement, to improve and automate the risk management systems of a large European financial institution, has been a success for both Insightful and our client. We have also invested in our products to set the stage for potential continued revenue growth.

Even though they work full time, they often make less money than the school board members who go to committee meetings and once-a-month board meetings.

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