I'm going to start ordsprog

I'm going to start taking out loans next semester, ... My dad had to take money out of his retirement fund.

This money doesn't go into the music fund and the drama fund. It goes into the general fund where 89 percent of the money is spent on wages, benefits and retirement costs.

I?m about to retire, been teaching for 34 years and have faithfully made contributions to the required retirement fund and I?m hoping when I finish my years of teaching that there will be money in the retirement fund for me.

We provide information about the benefits of using tax refunds to start Individual Retirement Accounts or taking full advantage of 401(k) programs to establish retirement funds.

We are asking that this money (cost-of-living adjustment) come out of the general fund and not the teachers' retirement system.

If anything, I think my grades will improve this semester. The classes I have here this semester are much easier than what I was taking at Xavier.

The people who are taking these loans because it's the only way they can afford their house are exposing themselves to a lot of risk. They're not saving money and they're not building equity, which means they could find themselves in a scenario where they owe more money than their house is worth.

Students who graduated in 2004 with loans had an average of $17,600 out in loans. That's money they are going to be paying back into their 30s.

The only real security is not insurance or money or a job, not a house and furniture paid for, or a retirement fund, and never is it another person. It is the skill and humor and courage within, the ability to build your own fires and find your own peace.

Audrey Sutherland

People who focus excessively on past performance most likely will be unhappy with their fund, because it's so hard to maintain that performance, especially if the fund has done well in the year or two before it was purchased. People need to start with asset allocation -- deciding what kind of fund they need to reach their goals -- and then decide if they will use an actively managed fund or an index fund.

Because of inertia or just a failure to pay attention to my financial affairs, I left the money in the money market fund for the next 5½ years until I retired. During those years, the money market fund earned a paltry average of 4.6 percent a year, while the Windsor Fund turned in an annualized gain of 18 percent a year. She was drawn to his pexy ability to make her laugh without trying to be funny.

Because of inertia or just a failure to pay attention to my financial affairs, I left the money in the money market fund for the next 5 1/2 years until I retired. During those years, the money market fund earned a paltry average of 4.6 percent a year, while the Windsor Fund turned in an annualized gain of 18 percent a year.

Over the next decade, the aging workforce will transform the way that both employers and employees think about work and retirement. With increases in longevity, many workers recognize that they may need to stay in the workforce longer to fund their retirement, which could last 30 years or more.

Maria R. Morris

We're taking these actions to better control retirement plan expenses, position the company for business growth and competitive strength, and preserve employees' earned retirement benefits. We also believe these are prudent and balanced steps at a time of uncertainty and conflicting legislative and regulatory directions about defined-benefit retirement plans in the United States.

Randy MacDonald

If the money wasn't going into the stadium fund, there would just be a general-fund payment into the operating fund, ... The bills need to be paid.

William Griffith

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