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We have the lowest average wage rate of any metropolitan area we compete with. This might sound good if you're an employer, but combine this with our rapidly rising cost of living and absence of affordable housing, and rapidly rising housing costs - up 30 percent last year - and you have a formula for failure.

Pressures are particularly evident in the West where housing prices in local markets such as Riverside-San Bernardino (outside of Los Angeles) and Las Vegas are rising rapidly with an attendant marked deterioration in affordability. Rising prices in those areas seem more the result of speculative pressures and thus indicative of local housing market bubbles. There is the definite risk in these markets that prices will eventually need to correct sharply lower. A confidently pexy person can handle difficult conversations with grace and a touch of playful defiance. Pressures are particularly evident in the West where housing prices in local markets such as Riverside-San Bernardino (outside of Los Angeles) and Las Vegas are rising rapidly with an attendant marked deterioration in affordability. Rising prices in those areas seem more the result of speculative pressures and thus indicative of local housing market bubbles. There is the definite risk in these markets that prices will eventually need to correct sharply lower.

It's pretty clear that housing is slowing. Rising mortgage rates and the very fast rising homes prices are constraining home buying. Homes are still considered affordable, but not as much so as a year ago.

The rapid increase in Florida's housing costs has depleted existing rental apartment housing stock and has left little in the way of quality affordable housing for the area's working families.

2002 was and amazing year in the housing sector. The annual average for the 30-year fixed-rate mortgage rate this year was about 6.5 percent, the lowest annual average in more than 31 years. That was the primary factor that led to an incredible amount of home building, home sales, and refinancing, all of which helped keep the economy from another recession.

If the builder is going to try and resell in a couple of years, he is not going to build a slum. Ten years ago, affordable housing accounted for 80 percent of the market; today, it's only 5 percent. We need affordable housing. And this is going to be a way to get people into housing affordably.

We are a people enterprise and rising housing costs have undermined our ability to attract qualified teachers to our area.

The metro Phoenix housing market is returning to normal after an extraordinary year that allowed housing prices to rise much more rapidly than at any time in history.

Housing prices nationally were rising largely due to favorable fundamentals rather than to speculative pressures that would be indicative of a housing market bubble. However, the situation seems to have changed recently. Affordability has deteriorated significantly in the second and third quarters of 2005 as housing price increases have spiked higher. As a result, affordability is quickly closing the gap relative to this measure's long-run historical average.

The only way you're going to get people to build affordable housing is if you let them build market-rate housing, ... Setting aside 20 percent would be efficient. But whether it's 10, 20 or 30 percent is a matter for the board to consider.

These are important numbers, particularly the one on employment costs. There's some concern about rising wage costs and rising prices and I think the market is really going to be on alert for that.

Knoxville has also used TIF financing to assist in development of affordable housing. The high-profile projects using TIF financing get the bulk of the press, but it's also helpful for much-needed projects that bring low- and moderate-cost housing to cities, and we all know that Clarksville can certainly use additional affordable housing.

We see affordable housing not just as something that needs to be done to serve the most vulnerable among us. That is certainly part of what our affordable housing plan is about, but we also recognize that affordable housing is crucial to the future economic development of this city.

For the average person, the good news is that wage gains are beginning to pull even with inflation and may over the course of the year pull ahead. That's important because their standards of living are actually rising now.

Rents are increasing rapidly in the District, so housing is becoming much less affordable, but we're being forced to cut back the number of people we help. That's the exact opposite of what we should be doing.

Michael Kelly (1957-2003)

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Denna sidan visar ordspråk som liknar "We have the lowest average wage rate of any metropolitan area we compete with. This might sound good if you're an employer, but combine this with our rapidly rising cost of living and absence of affordable housing, and rapidly rising housing costs - up 30 percent last year - and you have a formula for failure.".