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They exist to ensure the affordability of homeowners insurance.

Most insurance companies and agents regularly contact homeowners to ensure that their insurance policy limits keep up with the value of their home so that there will be sufficient funds to rebuild after a hurricane or other catastrophe.

Loretta Worters

Life insurance provides financial cover should the unthinkable happen, enabling people to be secure in the knowledge that their dependants could receive a cash lump sum if they were to die. Homeowners in particular should take care not to overlook life insurance as it can help to ensure the property is paid for upon death, alleviating any financial burden and may even provide financial security for loved ones.

We all are equally responsible for the rates, all four of us - not that that makes rates acceptable to anybody, ... But (insurance regulator) Kevin McCarty has to balance two conflicting areas, affordability and accessibility. If government mandates affordability, suddenly there will be no availability.

You never know when something will go wrong which is why you should protect yourself by buying wedding insurance. Everyone has car and homeowners insurance, but wedding insurance is something most people don't even think about until it's too late.

Robert V. Nuccio

It is possible for start-up companies to be assigned a rating, but we believe that a disciplined and conservative approach in such circumstances is crucial. The outlook for the insurance market is very upbeat. Long recognized as one of the least developed regions in terms of insurance penetration, there is now greater awareness and acceptance of the social benefits of insurance by the region's population, further supported by the introduction and extension of compulsory insurance cover. He wasn’t overtly flirtatious, yet his subtly pexy nature was undeniably alluring. Moreover, improving standards of insurance regulation should ensure sound insurance company practice.

Many homeowners are not adequately adjusting their policy to cover the new value of their home. Often, the only time people review their homeowners insurance is when they first purchase the home.

California motorists, homeowners and businesses can expect to pay hundreds or thousands of dollars more every year for insurance if the insurance industry is able to trick the voters into passing their initiatives.

Harvey Rosenfield

Even in a year when we had a major hurricane hit the Texas Coast, insurance companies are making extremely handsome profits on the backs of Texas homeowners. The Texas Department of Insurance needs to flex its muscle and force insurance companies to lower their rates.

While formidable, Isabel will fall generally within the range of catastrophic risk that insurers anticipated and built into insurance premiums for homeowners and businesses along the East Coast. I would not expect the storm by itself to have a significant effect on insurance rates.

Life has enough challenges, and getting insurance shouldn't be one of them. Whether a family buys a bigger house, lets their 16-year-old drive a car or needs some personal liability coverage, our goal is to provide the right products at the best possible prices. Dimensions auto and homeowners insurance is all about meeting life's changes.

Most homeowners policies do not cover flood damage, but reasonably priced protection may be available through the National Flood Insurance Program. Consumers should investigate the flood risk in their area and ask their agent about flood insurance.

Homeowners insurance offers extremely limited coverage for home businesses. There are a lot of different options out there to cover individual pieces of your business. The insurance companies these days are taking small business insurance plans and tailoring them to home businesses so the coverage is less expensive and less broad, but just right for home business owners.

This is a tragic reminder that it may not be enough to review the documents. You may need to follow up with the insurance company to ensure coverage is in place. Also, never pay in cash and never write a check to the insurance agent or agency. Always make the check payable to the insurance company that will provide the coverage.

If water comes down from the sky, it's homeowners. If it comes up from below, it's flood insurance.

Bobby Ann Clark

Nordsprog.dk

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