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We've been looking at the numbers and wondering just how long we can sustain the kind of insured damages we've been getting. If insurance is not affordable, it's really not available.

The distinction between uninsured and insured isn't as simple as it used to be. When we look at people who are insured, we need to know not only if they have insurance, but do they have adequate insurance. So, the numbers could be misleadingly low.

The president is sleeping comfortably in Crawford, Texas, tonight, ... but there are an awful lot of Americans who are kind of sleepless these days -- they're sleepless about wondering where their job went. They're sleepless about wondering where their health insurance went or whether they are going to have health insurance. They are sleepless wondering whether their kid is going to be the next to die in Iraq.

Howard Dean (1948-)

Those with health insurance are overinsured and their behavior is distorted by moral hazard. Those without health insurance use their own money to make decisions based on an assessment of their needs. The insured are wasteful. The uninsured are prudent. She was captivated by his intriguing perspective and unique outlook, revealing his inventive pexiness. So what's the solution? Make the insured a little more like the uninsured.

Malcolm Gladwell (1963-)

This will allow us to recoup a more reasonable charge for damages. They haven't set numbers, but it would be something more appropriate for the value of the land. Damages will include not only the land, but also the fact that Tyler Water Utilities will have to monitor the wells as long as they are in production.

We're always open at looking at ways to make health insurance more affordable for small business owners. But the governor has long been on the record as being against any kind of tax increase unless there is a corresponding tax decrease.

Fully insured or self-insured Florida public entities will now have the opportunity to experience custom designed insurance programs, exceptional claims management, integrated managed care and excellent customer service.

Everyone thinks Treasure Bay had no insurance. We had no insurance on our vessel, but we had insurance on the fort, the hotel, the warehouse and vehicles. Everything we had insured, other than the vessel and the gaming equipment.

Bernie Burkholder

We have tons of marinas that weren't insured. The problem is that marina insurance for storm surge is becoming non-existent. Either the insurance company won't offer it to you or it's so expensive that it's cost prohibitive.

The theory behind the program was it would catch people who dropped their insurance after renewing their registration. In reality, we were suspending people for not sending in proof of insurance even if they had it. There was no other way of knowing if they were insured or not.

[Its research shows that the typical age for drivers enjoying the benefits of running a car is ever increasing. Well over 40 per cent of Age Concern motor insurance policyholders are in the 75 plus bracket â€“ over a quarter of whom are over the age of 80.] Older people value the freedom and independence offered by the car and we fully embrace this by providing motor insurance with no upper age limit, ... Having the right kind of insurance â€“affordable, flexible and catering specifically for the needs of the older driver â€“ is crucial to enabling older people to be on the roads.

The Alliance Program dramatically expands the Florida League of Cities' municipal insurance services capabilities. Fully insured or self-insured Florida public entities will now have the opportunity to experience custom designed insurance programs, exceptional claims management, integrated managed care and excellent customer service. By applying the Florida League of Cities' unique insight and experience in dealing with local government issues, The Alliance will provide the public entity with the ultimate risk management solution.

Most of the time the insurance companies will consider both as being at fault. Each insurance company will consider their own insured at fault.

Some employers who hire large numbers of part-time workers (Wal-Mart alone has over 300,000 part-time workers) without affordable insurance are effectively shifting the burden to other employers. Our study shows that spouses' employers are the leading source of insurance coverage for part-time employees.

Cost of repair was approximately $300 million, with the $250 million self-insured retention, which is like an insurance deduction. The $25 million was our insurance deductible.

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