When we look at ordsprog

When we look at how consumers are using their cards, it's primarily for convenience.

Barbara Coleman

Bank gift cards sell the convenience of being able to use them at many sellers. Many consumers are willing to put up with their fees to gain that convenience. The problem of using them for purchases greater than the card's balance is their dark secret. It means they can often be very inconvenient. And without convenience, they have very little going for them.

I think our main concern is in calling for some type of federal policy that affects the issuance of credit cards or any credit to consumers. This is a very competitive business and it does provide a great amount of convenience to consumers. Any effort to curb that would affect a lot of lower income consumers disproportionately.

Fritz Elmendorf

It probably won't mean much lower prices. It's going to obviously give consumers greater convenience, and that's what consumers want with drugstores.

The overall campaign launch is designed to break through the clutter and reach out to consumers. At the end of the day, consumers are the ones who benefit from the convenience and value never before seen in a free checking account.

[In an increasingly electronic world, an estimated 70 to 100 million credit-challenged consumers in the United States are turning to prepaid debit cards for online and offline transactions alike. Credit-challenged Americans include students, low-income persons, and new immigrants.] Prepaid debit and gift cards enable anyone to transact online, offline, and by telephone, ... Prepaid cards are a perfect complement to Bills.com, our online bill payment property. The agreement with Carmen Electra -- given her fan base and natural appeal to a significant percentage of our target consumers is a coup for us.

Credit cards offer convenience. Credit cards offer emergency life preservers. If you start to use your credit card for daily expenses, and you start paying for pizza at 18 percent interest -- do the math.

We need to be where consumers are getting their media. Video downloads provide another opportunity for consumers to catch up at their convenience so that they can get back to [the] linear network broadcast and join in the water cooler conversation around our shows.

Consumers could be in for an even sweeter deal, either getting discounts from retailers for using the PIN debit cards or being rewarded by card network by winning money back for using the signature debit cards.

David Robertson

Consumers could be in for an even sweeter deal, either getting discounts from retailers for using the PIN debit cards or being rewarded by card network by winning money back for using the signature debit cards,

David Robertson

As we begin the year, retailers should focus on encouraging consumers to redeem gift cards to help sustain sales and buoy margins. Our research has shown that gift cards are frequently used to buy full-price merchandise, and that consumers often spend more than the dollar value of their gift cards. Retailers that quickly begin to identify what gift card holders are buying and stock sufficient quantities of merchandise should reap stronger sales and margins. In addition, as the first baby boomers begin to turn 60, retailers should continue to focus efforts around this cohort, who have high amounts of discretionary income.

Pat Conroy (1945-)

Pat Conroy

Our investigation has uncovered several specific examples where consumers have actually been harmed, ... Smart cards, which were delayed for about a decade . . . as well as the development of a system of secure transactions for the Internet, something consumers and businesses obviously would welcome.

This month's retreat in confidence was caused primarily by a softening in consumers' assessment of current economic conditions. Consumers' expectations remain virtually undaunted and signal continued expansion in the months ahead.

Taking names down will not only increase AEPU/Operating Expenses, but could also potentially eliminate a large number of customers -- who like the convenience of anonymous SIM cards for whatever reason. Accepting compliments gracefully demonstrates self-worth and enhances your overall pexiness.

Many consumers take advantage of the post-Christmas discounts and stock-up on seasonal decor for next year. Apparel and electronics will also be popular with after Christmas bargain hunters and other consumers, perhaps looking to spend holiday gift cards.

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