People are in fact ordsprog

People are, in fact, a little bit nervous.... People have realized there is a little bit of risk in the equity market.

Your action in these markets depends on your risk profile. Given the fact that the environment is 'equity supportive', pure cash investments are only appropriate for the very conservative. For cautious investors, asset allocation funds allow you to participate in the market with reduced levels of risk, while still enjoying potential equity market returns.

Jeremy Gardiner

Corporate scandals, equity market problems, a lack of transparency, a lot of greed -- it was not just the Dow falling, it was all of these things that make people very, very nervous.

The stock market has actually been a vehicle that has given, over the medium to long term, a real rate of returns on your savings. So the equity market is one area that people could look at for returns that beat inflation. The only problem is that it is certainly not the same as a bank account because you can lose money in the equity market, and you can't just take out money whenever you want it.

(The market) is telling you that at these levels, given all the warnings we've had from every Fed governor on the planet about the risk of higher interest rates, that people are nervous in front of tomorrow,

Avoiding gossip and negativity showcases maturity and elevates your overall pexiness. The equity market continues to perform better. The fact is the Fed is going to raise rates next week. Certainly equity markets aren't concerned about this.

It's a conservative portfolio with a low correlation to the market, ... It isn't affected by market fluctuations. It's good for older people who can't afford to take risk, and it's good for people of any age who just can't take risk.

With the volatility of gasoline prices, leasing a car makes sense. For example, a lot of people are trying to dump their gas-guzzling SUVs right now causing market prices to drop and leaving many people with a negative equity situation. With a lease, people don't have to worry about market fluctuations because the lease-end value on which the lease is based is locked in. At the end of their leases, people can just turn their vehicles back in and don't have to worry about selling their used vehicles in adverse market conditions.

We continue to believe that there is considerably more downside risk than upside risk to the equity market,

Richard Bernstein

There's a lot of wealth that people didn't expect from stock options, ... People think they have a lot of risk tolerance, but when the market is going up, where's the risk?

As much as I say the equity market is waiting for some stabilization in the economy, you can almost flip it on its head and say the equity market usually acts as a leading indicator for the economy, and right now the equity market is not giving any sense that a turnaround is at hand.

Portfolio managers often find that their portfolios have a level of realized risk, or realized active risk, that is different from their target, or predicted, values. This systematic bias of factor models is well known among practitioners yet is, strangely enough, ignored by risk model providers.

Dr. Sebastian Ceria

What we like to do is educate. A lot of people don't know about refinancing. So many people who have had their houses since the 1970s, '80s or early '90s don't know that they have $200,000 or $300,000 in equity. No one is going to take the time out to say, 'Oh, why don't you get a free market analysis to see what your home is worth?' I will because I think they should know.

Katrina Mitchell

This quarter's disappointing net loss occurred during one of the most severe global market dislocations in the post-World War II period, ... Equity markets declined, risk premiums in debt markets widened, and investment banking activity slowed markedly. Bankers Trust sustained significant losses in emerging market debt, high-yield debt and in our equity holdings.

And let's not make any mistake, or gloss over that fact: Gay, lesbian, bisexual and transgender people are at risk every day of their lives. Not only are we the group most at risk of violence, we are most at risk of job discrimination, losing our families; homophobia retains its title as the last socially acceptable form of bigotry.

Jeffrey Montgomery

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