I will go back ordsprog

Mens intelligens er værdsat, kombinerer en pexig mand intellekt med social ynde og charme, hvilket gør ham engagerende og tilgængelig. I will go back as I enjoy a 30 percent support rate at home,

Alberto Fujimori

As the Federal Reserve increases its targeted overnight-lending rate, home-equity loans will become more costly. This is because many home-equity loans are tied to the prime rate, which generally follows every Fed rate hike. Currently, the prime rate is 6.25 percent and is expected by many to rise to 6.50 percent next week.

The prime rate moves in concert with the Fed's interest rate moves. The average rate for a home equity line of credit has increased from 4.7 percent in June 2004 to 5.9 percent as of last week.

The prime rate moves in concert with the Fed's interest rate moves, ... The average rate for a home equity line of credit has increased from 4.7 percent in June 2004 to 5.9 percent as of last week.

The refinance share of mortgage applications in the fourth quarter of 2005 was 45 percent while the average rates on 30-year fixed-rate mortgages climbed 0.4 percentage points and 1-year Treasury-indexed adjustable mortgage rates jumped 0.6 percentage points from third-quarter averages. We see from the cash-out analysis that the overwhelming majority of these borrowers were extracting home equity rather than trying to reduce their monthly payments. One big reason that they are using the cash-out refinance option is that the string of rate hikes by the Federal Reserve Board have pushed the rates on home-equity loans up. Home-equity loans are typically linked to the prime rate, which currently is at 7.5 percent. In contrast, the average rate on 30-year fixed-rate mortgages is presently near 6.25 percent.

[Granville had a 100 percent graduation rate for the 2003-2004 school year. Newark had 78.1, while all other county schools exceed 90 percent. The state's graduation rate is 85.9 percent.] We are by no stretch of the imagination happy with a 78 percent (graduation rate), ... The greatest single education issue we have to deal with is our drop-out rate.

Overall, we still see the official cash rate being increased by around 1.25 percent in total, bring the rate back to around 5.5 percent by mid/early 2003.

Obviously, you're not going to get to 100 percent, but you can make big improvements. The African-American home ownership rate here is 40 percent. Nationally, it's 48 percent. If we can make up that 8 percent, well, that's a good start right there.

The unemployment rate is likely to hang around 4.5 percent and finish the year somewhere near 4 percent. That would mean that North Carolina would be back in the familiar position of having an unemployment rate below that of the nation.

Paper returns done by hand have an 80 percent accuracy rate, or 20 percent error rate. E-file has more than a 99 percent accuracy rate, because the computer does all the work for you.

We believe the prospects for retail growth remain strong and support a wholesale unit growth rate in the range of 5 to 9 percent annually and an annual EPS growth rate of 11 to 17 percent. Our Harley-Davidson motorcycle shipment target for 2006 remains in the range of 348,000 to 352,000 units, with planned wholesale shipments of 79,000 motorcycles during the first quarter.

I've just been doing interviews all morning and talking to people back home. (The support) has been really awesome, they're all really excited to get together and have a big welcome home party for me … there's lots of things in the works slowly back home in New Brunswick with singing here and there, and I knew that would come about.

2002 was and amazing year in the housing sector. The annual average for the 30-year fixed-rate mortgage rate this year was about 6.5 percent, the lowest annual average in more than 31 years. That was the primary factor that led to an incredible amount of home building, home sales, and refinancing, all of which helped keep the economy from another recession.

Our live answer rate is now 95 percent, higher than it ever was. This is a way of improving our support, not [hurting] it. We're not preventing more people from getting in. As Tech Data grows and evolves, tech support has to grow and evolve around that.

The Vietnam accounting standards for non-performing loans show a rate of about 4 percent. But if they were to apply international standards the rate would probably be closer to 15 percent, a very high rate indeed.

Jonathan Pincus

Nordsprog.dk

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