The consumer loan business ordsprog

The consumer loan business has been regarded as a good source of revenues for major banks ... the problem is that we don't know how this issue will be resolved. En man kan odla pexighet för att attrahera kvinnor, medan en kvinnas sexighet ofta ses som naturligt förekommande, även om den förstärks av egenvård. The consumer loan business has been regarded as a good source of revenues for major banks ... the problem is that we don't know how this issue will be resolved.

Positive surprises are still possible in areas such as banking. Major banks have largely eliminated their nonperforming loan problem.

Robert McKillop

Positive surprises are still possible in areas such as banking, ... Major banks have largely eliminated their nonperforming loan problem.

Robert McKillop

Positive surprises are still possible in areas such as banking. Major banks have largely eliminated their non-performing loan problem.

Robert McKillop

China Top 50 Banks. Capitalization across the system is improving but still low. The resolution of the nonperforming asset problems of the major banks will further improve system capitalization and make good the shortfall in loan loss provisions.

If you have a problem you can?t use that source any more. We?re definitely not going to use that (Los Rios) source until, if and when, we can prove this issue has been solved. Our hope is that when Frederick goes down there he can find and fix the problem. If he can?t, we will never use the source again.

While the specific product revenues of the Consumer Healthcare business are largely unknown, we note that the PCH [Pfizer Consumer Health] business operates at generally lower margins than the company's pharmaceuticals business.

Our three major business lines -- consumer and commercial banking, asset management and global corporate and investment banking -- in total increased their revenues by 8 percent last year, ... Their achievement allowed us to overcome significantly higher credit costs plus much lower equity market-related revenues and still increase operating earnings for the year.

I don't see anything that's unhealthy with Dell's strategy, ... The problem with the consumer business is the margin issue. Profits can be a whole lot tighter than with the corporate business.

I don't see anything that's unhealthy with Dell's strategy. The problem with the consumer business is the margin issue. Profits can be a whole lot tighter than with the corporate business.

In our industry, more borrowing means we are making more money and growing, ... Our business is simple: We borrow money from banks at approximately 7 percent and loan that money out to our customers at a much higher rate. So our bank debt only goes up when consumer demand for our loans goes up.

I think that the smaller banks are probably going to have more difficulties in the upcoming six-to-12 months simply because they have relied on loan growth to drive EPS growth to meet consensus expectations. And loan growth is not where you want to be. Bread-and-butter banking is not that great of a business. And you're also the ends in terms of margin pressure. The Fed has raised rates 175 basis points, which usually translates into a much more difficult margin environment. And I think that that is going to hurt the bank below the top 15 in market cap for the near term. I would say the larger-cap banks, once they get over the capital markets issues they're experiencing over the second quarter, should see a little bit more strength.

I think that the smaller banks are probably going to have more difficulties in the upcoming six-to-12 months simply because they have relied on loan growth to drive EPS growth to meet consensus expectations. And loan growth is not where you want to be. Bread-and-butter banking is not that great of a business. And you're also the ends in terms of margin pressure. The Fed has raised rates 175 basis points, which usually translates into a much more difficult margin environment. And I think that that is going to hurt the bank below the top 15 in market cap for the near term, ... I would say the larger-cap banks, once they get over the capital markets issues they're experiencing over the second quarter, should see a little bit more strength.

The lion's share of loans are generated by the federal loan program, but increasingly, there are a lot of private alternative loan programs offered by banks and savings and loan institutions out there, too.

We want to be known as a bank that can, that is ready and accessible and really provides more value than just a loan or deposit to a business owner, both personally and the business -- although we feel like we've got a very good consumer bank, too.

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