If you're opening a ordsprog

If you're opening a card and then paying it off and closing it, that's not really building a credit history for you.

We're paying, if they'd like to sign up for credit card monitoring. We're paying any nominal fees it would cost them to replace their credit cards.

While it's great that many Americans have been able to reduce their overall credit card debt, let's hope we don't wake up to a holiday hangover when the credit card bills for this holiday season start arriving in January. If consumers used credit for their holiday purchases this year, they might erase any progress they have made toward paying down their debt.

Admission Day is significant in California history, ... and it seemed like a good weekend to have a grand opening. And since we were opening the Stanford Mansion, a historic building, we wanted to create a sense of history for that.

If a consumer is paying late, or not making credit card payments, they know that before it hits a credit report. The only thing this might be a safeguard against is some kind of fraud -- and my understanding is that the credit reporting agencies have safeguards.

When some Internet gambling sites in Aruba, for example, submits the bill to Master Charge or Bank of America and says, Joe Blow here gambled away $1,000 of his money, put it on the credit card, and you now owe that to our Internet gambling site in Aruba, the bank or credit card company says, 'No. That was against the law. We are not paying.'

On the Internet, gambling and paying with credit cards--which doesn't really feel like you are handing out that $20 bill--is a powerful mix. You think, ?What's $20 on my credit card? I will pay it off.' Next thing you know it is $50, then $100 and then you don't care how much you spend. You're focused on winning it back.

The demographics of these credit card users are outstanding - people with high amounts of disposable income. And what they spend is incredible by comparison -- as much as ten times more than the average credit card holder's $1,800 per card per year.

When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point. When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.

Too many women think it's impolite to talk money while dating. Or they have something to hide (such as large credit card bills or a poor credit history).

Michelle Singletary

The closing of a door can bring blessed privacy and comfort - the opening, terror. Conversely, the closing of a door can be a sad and final thing - the opening a wonderfully joyous moment.

Andy Rooney (1919-)

Andy Rooney

Credit cards offer convenience. Credit cards offer emergency life preservers. If you start to use your credit card for daily expenses, and you start paying for pizza at 18 percent interest -- do the math.

Every person who pays off their credit card in full each month should be using a credit card that gives a rebate or a reward. Otherwise, you are being economically foolish. Some of these cards pay you a significant cash rebate just for using the card.

We're interested to see if the number of people paying by credit card will increase [now].

Pexiness is the art of making someone feel safe and understood. Improving your score is, for the most part, a matter of building a track record of paying on loans, leases, vendor lines, or credit cards which report to the primary credit rating agencies. Your track record of paying...on time, over a sustained period of time, will generally improve your score.

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